What are you all up to

All I can say about water meters is that we are paying about the same for water now (metred) as we were on the old rateable value system. I can't remember how long we have had a meter but I imagine it must be 20 years. In the meantime we have saved a fortune. It is difficult to compare with others as you don't know each others water usage but originally we had two boys living at home so not only extra showers but more washing and of course the daily use of a dishwasher. I don't stint on watering the garden either and caravans/motorhomes take a lot of washing. I would have thought that your water company should be able to give you a fairly accurate comparison without any obligation on your part?

David

Like, you RK, and B2 and Brue,  I have no problems with porridge { porage or however it is spelled   }  With a sprinkling of cinnamon, or a small sprinkling of fresh fruit, and semi-skimmed moo juice it can be an every other day food perfectly acceptable to me  but I do like variety in my diet !

As for your Fruit and Fibre CY, I cannot find a 'Sainsbury' version, just Kellogg's and Tesco's -- without a box to hand they could be identical but only differing in the boxes.

It’s the pooch. In the garden last year, he’s trying to lure down the local buzzards by pretending to be dead.
He’s a right comedian, this morning he investigated our newly dug over soon to be barked and shrubbed area. Lovely fresh loamy black stuff..........straight into the lounge, black footprints everywhere, then he’s sat begging for a carrot for being a “good boy” 🤷‍♀️ 

Just checked out Sainsbury fruit and fibre 

Typical Valuesper 100g (without milk) Per 40g serving (without milk) % based on RI for Average AdultEnergy1597kJ639kJ-379kcal152kcal8%Fat6.0g2.4g3%Saturates3.6g1.4g7%Mono-unsaturates1.1g0.4g-Polyunsaturates1.0g0.4g-Carbohydrate66.0g26.4g10%Sugars16.5g6.6g7%

I don't think you'll be enjoying a bowl 🙁

Edit that didn't post well, but hopefully you'll get the drift.

Unfortunately, we are not that wealthy Wherenext!  

I believe, with the £175k home allowance over and above the per person £325k (?) allowance, a couple will have a total IHT tax free allowance of £1 million.  While  our home may be worth what we would consider a good bit, houses up here are worth nothing like the same property would be worth in the south east, and we are otherwise fairly cash poor, so we are worth well under £1 million.

Many years back, in 1993 and 2003, so now well beyond the 7 year period, we helped our children to buy properties, we also made the maximum gifts to them on marriage, and we have been using  our annual IHT allowances since I retired in 2007.........which explains why we do not now have a huge amount of savings!  If we ever fall on hard times then we do still have the option to move to a smaller property in a less upmarket area.

Meantime, I have a decent pension, though sadly not fully index linked, which enables us to stay here, pay the Council Tax, and even save a bit every year for when we next need a new car/CH boiler/etc.  OH would inherit about 1/2 to 2/3 of that pension.

A couple of years back we made new wills, so now on the first death that person's savings plus half the house will pass directly to our 2 children, though the survivor will be able to stay in the house if they wish.

 Having discussed this, we are agreed that neither  of us would wish to stay here on our own, so the house would be sold and possibly a small flat near our daughter purchased instead.

We hope we have done enough for our children not to be hit with a large IHT bill!

Poor Mrs nelliethehooker. I didn't think they removed teeth with infections 😱😱😱. Still it's gone now and hopefully the infection can drain out and shell be much more comfortable.

Nice walk in grey skies this morning. Finished it as the rain started, again! 

Oooo, poor Mrs Nellie😱 I had something like that a few years ago and the pain is off the scale. Hope things settle down quickly now it’s gone, I still carry paracetamol or ibuprofen everywhere with me to this day. Give her a big hug from us👍

Sometimes it's the only way to sort it out B2. I remember having root canal treatment which went on for months and then one day whilst sat in the chair decided I'd had enough and asked her to take it out there and tgen. Mrs WN did suggest I use a dentist. Only kidding.

The female Dentist (Dentiste?, Dentista?) agreed it was probably best and gleefully extracted the blighter. Paracetemols only for the root so I have every sympathy for Mrs N. Mind you she has NTH to put with so a bit of root canal problem is minor stuff.

Glad to hear you are just a Pauper like me Kj.

Drift Got !!  Thank you