What are you all up to

Have a great trip Triky

Puds now cooked and looking very Yummy

Still dull here and only semi light

Hope you have done your sums correctly Malcolm, and that it all works out for the best.

Will the fuel saving really cover the cost of buying, insuring and maintaining a second vehicle, even when anything saved on insuring the Shogun for business use is taken into account?

We ran 2 cars until I retired, then had only one from 2008 till 2013, so OH no longer had a NCD to use when we got the Smart.  We saved quite a bit by not having a second car, but did find it a bit inconvenient to only have 1 vehicle.  The XC90 is quite expensive to run, and we were putting 10-12000 miles on the clock each year.

The Smart is much cheaper to run, but taking into account the purchase cost and additional insurance and servicing, I would say we are not actually saving anything overall, but enjoy the convenience of the additional vehicle.

Malcolm

That does seem to be a massive amount for insurance that you have been charged. Maybe not if you were a teenager who had just passed their test!!! But I know that not to be the case. I am in the process of checking out renewal insurance for my Kia Venga which is due next month, which is quite a small car and the Caravan Club has been the highest quote so far at nearly £200 more than SAGA which I would have thought would have been a natural competitor? Seemingly even more silly is that it's not a dissimilar amount to what I pay the Club to insure my motorhome which is worth three times what the car is worth!!! Fingers crossed that my current insurers, John Lewis, come back with a decent renewal figure!!!

David

Malcolm. It does seem an awful lot for SDP insurance??

Could be that, as far as I'm aware, you can only use your NCD on one car, the other has to start from scratch. If this is the case it's still an enormous amount!

As others have stated, hope you've done your sums correctly?

It'll be interesting for you when you move back to your seasonal pitch and have to drive 2 cars off site every 30 days, as I believe your good lady doesn't drive, although I could be wrong?

Good luck with it all.

Our Smart insurance started out at just over £300 for SDP as OH could only get a starter discount from being a named driver on the Volvo, plus DD who is also on the insurance had a claim on her own car the previous year.

The cost has therefor reduced year on year, and now DD's claim will no longer count, which will help for next year.  We do around 4000 miles in the Smart annually.

This year we took the CC brokers up on the "beat your renewal by £25" offer, so shaved a further  £25 off the cost.

double post

For some reason Lloyds system couldn't insure two cars, so I had to take out new SDP insurance......

That is the bit I find strange, never known a company unwilling to take even more money off you!!

Some even offer a 2 car discount.

And wellies if nothing else

And wellies if nothing else

Seems to vary wildly David, SAGA have never been good for us, not in car or home insurance.

Have the Club no longer got the save £25 offer on?