Contactless cards

pip the beast replied on 30/10/2016 13:50

Posted on 30/10/2016 13:50

In morrisons this morning heard a cashier telling a customer that you have to pay £1 for the privilege of being able to use a Contactless card to pay for your shopping. Who gets the £1 fee, morrisons or the card company. Banks don't want you using cash to pay for your shopping because they make nothing out of it.,thats why they are making their cards  Contactless because when you use it they get a fee from  the trader. If people are paying a £1 then they have got to much spare money. Any thoughts anyone

 

 

moulesy replied on 01/11/2016 10:56

Posted on 01/11/2016 10:56

One of my new credit cards is contactless, but I haven't taken advantage of it yet. Not that I'm concerned about the security side of things (I think it's probably a bit safer than entering your PIN whilst whoever's serving you pretends to look away!)IAlso, I don't tend to use my credit card for small amounts; I use the debit card and that's not contactless. I can't see that there's any great time saving either. Each to their own! Happy

Metheven replied on 01/11/2016 12:06

Posted on 01/11/2016 12:06

As mentioned by me and others before, there is great time saving and cost saving when using contactless on London's underground. Circumstances will vary as to their benefit but certainly glad of it two weeks ago in London.

moulesy replied on 01/11/2016 12:14

Posted on 01/11/2016 12:14

Yes, Dave, my memories of using the London Underground are a bit hazy to say the least but I can see that you'd save time there. For regular users though, would there be any time/cost saving over having an Oyster card? Have to admit, I haven't got a flue how that system works though! Happy

Metheven replied on 01/11/2016 12:21

Posted on 01/11/2016 12:21

Yes, Dave, my memories of using the London Underground are a bit hazy to say the least but I can see that you'd save time there. For regular users though, would there be any time/cost saving over having an Oyster card? Have to admit, I haven't got a flue how that system works though! Happy

Exactly the same time saving 'M' as an Oyster card and shared the same 'touch' point, but I don't know if regulars get a better deal on their cards, but we saved £1.60 I believe on a ticket price and paid the same as an Oyster user for our irregular visit. Smile

Glad of the speed as we seemed to be the only ones not knowing where we were going, and 200 impatient people behind us seemed too Frown

Pippah45 replied on 01/11/2016 14:22

Posted on 01/11/2016 14:22

I wonder how many of us remember when the cheque card only guaranteed a cheque to £30?  That seems a lifetime ago Surprised

SteveL replied on 01/11/2016 17:03

Posted on 01/11/2016 17:03

Yes, Dave, my memories of using the London Underground are a bit hazy to say the least but I can see that you'd save time there. For regular users though, would there be any time/cost saving over having an Oyster card? Have to admit, I haven't got a flue how that system works though! Happy

Exactly the same time saving 'M' as an Oyster card and shared the same 'touch' point, but I don't know if regulars get a better deal on their cards, but we saved £1.60 I believe on a ticket price and paid the same as an Oyster user for our irregular visit. Smile

Glad of the speed as we seemed to be the only ones not knowing where we were going, and 200 impatient people behind us seemed too Frown

I think the full Oyster Card account, which you might have if you lived in London gets a bit of a discount. However, if you live outside London you can only have a pay and go one, which you charge up. It works out exactly the same price as your contactless card. However, I preferred it as it saved getting the credit card out on very busy stations. It only had £30 max on it, so if lost or stolen, would not have been a major  issue.

ABM replied on 01/11/2016 17:05

Posted on 01/11/2016 17:05

I. 

Dinner2go used to do all the payments in cash but that has recently changed. I now send the receipts and total payment details to them and they settle what they owe me through the banking system. This saves the boss time and it saves us time too.

 

Malcolm, Surely  It  also  protects  YOU  !!

It  means  that  you  are  not  carrying  sums  of  money  on  your  deliveries,  just  bits  of  paper  with  numbers  on  'em.

I  certainly  would  not  want  to  be  doing  late  nite  deliveries  carrying  cash  !

replied on 01/11/2016 20:17

Posted on 01/11/2016 20:17

I. 

Dinner2go used to do all the payments in cash but that has recently changed. I now send the receipts and total payment details to them and they settle what they owe me through the banking system. This saves the boss time and it saves us time too.

 

Malcolm, Surely  It  also  protects  YOU  !!

It  means  that  you  are  not  carrying  sums  of  money  on  your  deliveries,  just  bits  of  paper  with  numbers  on  'em.

I  certainly  would  not  want  to  be  doing  late  nite  deliveries  carrying  cash  !

Write your comments here...That's right!

MichaelT replied on 02/11/2016 13:07

Posted on 02/11/2016 13:07

Contactless cards -- Not for me.  I have had my banks replace any contactless cards with the more secure chip and pin variety.

K Smile

Write your comments here...even if they are contactless they still do chip and pin!!!!!!!!

MichaelT replied on 02/11/2016 13:11

Posted on 02/11/2016 13:11

At least with contactless you do not run the risk of someone looking over your shulder when you  enter the PIN.

Also it forces you online to enter teh PIN aftr so many contactless payments and the limit is £30, I find it much better and convenient, faster than paying cash.

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