Contactless cards

is it true that you should be asked, or say you want to, if you wish to use contactless cards? 

No, it is up  to you.

At our Lidl store if the bill is less than £30 they suggest/ask "is your card contactless?"..........could it be that contactless costs them less?

Our cards do up to £30 contactless, so most times I can use contactless, it is easy and quick.

OH is more cautious, plus her old card is not contactless, so she still does chip and pin.

I was told that the store sets the limit I am pretty sure one shop had £50 upper while my Lidl is £30.  I think it's the speed of them that is attractive, although I wouldn't want to use so often that I forget my PIN!   I must say I like them but worry a little about fraud.  There was a good bit by Gloria Hunniford about people getting card details on camera (mobile phone).  Roll on voice recognition PIN which can apparently tell identical twins apart.  

Pippa, the banks have set the £30 limit. You will find occasionally that you can't use contactless, this is fraud prevention on a random basis and you will have to use your pin. The banks are checking that you are the actual card owner.

Everything you want to know about contactless security is here. 

Nothing on there gives me any confidence.

Incidently, the UK Cards Association represents banks........who as I said, are keen to move responsibility for fake transactions onto card users and away from banks.

No, if you read through the details banks are keen to protect customers and of course they are the card providers and obviously want to help customers use cards safely.

My bank, this morning, now has some extra safety advice regarding sim swaps and mobile banking apps. I think we all have to remain alert if we want easy to use up to date technology.

This thread reminded me that I should try one of my credit cards which has the contactless option, so I used it twice today. I am puzzled how there could be a mistake as the cashier has to get to a certain point before the reader is ready to accept the card. When ready and you place your card on the reader you can see the progress of the transaction as the four green lights light up. It would have to be a very freak accident for someone elses card to be read in place of your own because if I am standing in front of the reader how would another card get read?

David

I also use contactless debit, no fee, but only limited to £30.00

Within a very short time - maybe three years we will look back on all this disquiet and wonder what all the fuss was about!  Its happening, - get used to it, contactless card payments will become the norm.  Cash is dated just like the cheque was!

Accept it and learn to live with it!

TF

The place with almost no security is the good old US of A. I am told that they are introducing chip and pin but in general you hand over a card you sign something they hand the card back. What never happens is the signatures on the card being checked against the one you have just signed. 

Forgot to add.......notice how, when you go to the bank to withdraw cash (either at the counter or at a hole in the wall) there is no contactless option.

Could it be that the banks are a little more cautious when their own cash is being handed over......

Surely its your cash they are handing over!