Contactless cards

pip the beast replied on 30/10/2016 13:50

Posted on 30/10/2016 13:50

In morrisons this morning heard a cashier telling a customer that you have to pay £1 for the privilege of being able to use a Contactless card to pay for your shopping. Who gets the £1 fee, morrisons or the card company. Banks don't want you using cash to pay for your shopping because they make nothing out of it.,thats why they are making their cards  Contactless because when you use it they get a fee from  the trader. If people are paying a £1 then they have got to much spare money. Any thoughts anyone

 

 

Merve replied on 30/10/2016 19:47

Posted on 30/10/2016 19:47

I have used a contactless card on several occasions and find it so convenient. Never been charged a fee and if I were,  it would be in the bin in tiny bits!

IanH replied on 30/10/2016 19:52

Posted on 30/10/2016 19:52

I would add that I'm quite happy to expend an extra 10 seconds or so putting in a pin number, to avoid the increased risk of using the contactless option.......even though that will disappoint the bank.

forsythia replied on 30/10/2016 19:53

Posted on 30/10/2016 19:53

I am not a fan of contactless even if it is quicker, make sure you NEVER lose your card as someone else using it 5 times in one day as this is what is allowed can work out very expensive for you !!!

IanH replied on 30/10/2016 19:55

Posted on 30/10/2016 19:55

Forgot to add.......notice how, when you go to the bank to withdraw cash (either at the counter or at a hole in the wall) there is no contactless option.

Could it be that the banks are a little more cautious when their own cash is being handed over......

Pippah45 replied on 30/10/2016 20:21

Posted on 30/10/2016 20:21

I think the OP sounds a bit like the myth I heard about the self service petrol pumps - I heard a gentleman assuring everyone that it was more expensive to use your card at the pump than to the cashier!  I think he claimed there was a £1 levy for using the pump!  Load of cobblers of course. 

I can see that contactless is dodgy if you loose your card but is there really a risk to the point when I should return both my cards and get the contactless bit removed?  And they can be photographed with a special app so don't put them on open view. 

tigerfish replied on 30/10/2016 20:24

Posted on 30/10/2016 20:24

The contactless card is a real winner. You can use it on the London Underground instead of the Oyster Card and very soon on buses to pay for your ticket. It will speed up entry etc.  Buses lose a considerable amount of time on their route just waiting for customers to pay for their ticket. Now just a quick presentation of your contactless card and your away.  Coming to a bus service near you!

TF

brue replied on 30/10/2016 20:25

Posted on 30/10/2016 20:25

See the details in my post Pippa, it debunks all the myths and rumours. If you lose the card contact the bank asap, just as you would for any cards.

IanH replied on 30/10/2016 20:51

Posted on 30/10/2016 20:51

Everything you want to know about contactless security is here

Nothing on there gives me any confidence.

Incidently, the UK Cards Association represents banks........who as I said, are keen to move responsibility for fake transactions onto card users and away from banks.

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