Contactless cards

What I quite like is Apple Pay. I have recently bought a phone that is advanced enough to do it, the old one would not. It's great when we go out walking from home, when I don't take the cards. If we come back past the Coop, which takes it, we are able to pop in for a bit of shopping. You just hold the phone against the reader with the app open and press the fingerprint reader. It shows on the phone screen how much you are spending and this is recorded in the app history. The money just comes off the MasterCard in the normal way. I believe Android also have a version.

Contactless cards -- Not for me.  I have had my banks replace any contactless cards with the more secure chip and pin variety.

K

Contactless cards -- Not for me.  I have had my banks replace any contactless cards with the more secure chip and pin variety.

K

Just the opposite for me, I like the security of not having to enter my pin in crowded shops, stations etc.

Everything you want to know about contactless security is here. 

Nothing on there gives me any confidence.

Incidently, the UK Cards Association represents banks........who as I said, are keen to move responsibility for fake transactions onto card users and away from banks.

No, if you read through the details banks are keen to protect customers and of course they are the card providers and obviously want to help customers use cards safely.

My bank, this morning, now has some extra safety advice regarding sim swaps and mobile banking apps. I think we all have to remain alert if we want easy to use up to date technology.

Well I agree that they say that......and that's about as far as it goes.

Various recent banking scandals have shown just how much they really want to protect their customers and members of the public in general.

is it true that you should be asked, or say you want to, if you wish to use contactless cards? 

I've always been asked......and always say No.

I have been asked but generally prempt by saying you can use contactless if you are able. The only ones I don't use it with, are the few who don't want to print a card receipt because its contactless. Just takes them longer because I then use chip and pin.

For small purchases contactless is easy and fast, I'm happy to use it. The card saves fumbling around putting in pin numbers which sometimes have to be cancelled and re-done....while a queue forms!

I have contactless debit as well as credit card and use it all the time when the total bill is below £30. I also use it for business i.e. to pay Macdonalds and KFC for customer orders. When dinner2go do the paperwork, I get re-imbursed through my bank account plus delivery fees earned. So I'm always in a position to repay the card company. 

Dinner2go used to do all the payments in cash but that has recently changed. I now send the receipts and total payment details to them and they settle what they owe me through the banking system. This saves the boss time and it saves us time too.

Time saving? We are talking 5 to 10 seconds here! Just how busy are you that you cannot spare that?

You probably spent many minutes waiting in the queue anyway......

For small purchases contactless is easy and fast, I'm happy to use it. The card saves fumbling around putting in pin numbers which sometimes have to be cancelled and re-done....while a queue forms!

Write your comments here...I agree, Brue. I also find it much quicker and easier and when processing customer orders, the saving in time increases my earnings because I can do more orders and earn more in delivery fees. For me this is a win, win situation!