Contactless cards

pip the beast replied on 30/10/2016 13:50

Posted on 30/10/2016 13:50

In morrisons this morning heard a cashier telling a customer that you have to pay £1 for the privilege of being able to use a Contactless card to pay for your shopping. Who gets the £1 fee, morrisons or the card company. Banks don't want you using cash to pay for your shopping because they make nothing out of it.,thats why they are making their cards  Contactless because when you use it they get a fee from  the trader. If people are paying a £1 then they have got to much spare money. Any thoughts anyone

 

 

Metheven replied on 30/10/2016 13:59

Posted on 30/10/2016 13:59

Did you hear if it was 'contactless' Debit or Credit card? Credit cards can have a fee added with purchase, whether contactless or chip & pin.

Tinwheeler replied on 30/10/2016 14:12

Posted on 30/10/2016 14:12

On our September trip away we were asked at each CC site if we wanted to use our cards contactless or C&P. No mention of a fee was made.

KjellNN replied on 30/10/2016 14:12

Posted on 30/10/2016 14:12

Cashier is talking nonsense.  I frequently use contactless, the bill is the same however you pay.

Any supermarket trying to charge shoppers extra to use a card of any type would be shooting itself in the foot.

Often, shops have to pay the bank more to handle cash than they pay to the debit/credit card companies, especially now the charges have been capped.

pip the beast replied on 30/10/2016 14:21

Posted on 30/10/2016 14:21

Don't know whether it was a debit/credit card or if it is every where or just morrisons 

volvoman9 replied on 30/10/2016 14:38

Posted on 30/10/2016 14:38

I also use a contactless debit card regularly with no charge.The only condition with my card is it can only be used up to £30 a time and only 3 times per day for obvious reasons.

v9

Metheven replied on 30/10/2016 14:43

Posted on 30/10/2016 14:43

Some smaller retailers and some fuel outlets have a minimum spend, and will make a charge if below that and usually state only on a Credit Card

KjellNN replied on 30/10/2016 17:56

Posted on 30/10/2016 17:56

Don't know whether it was a debit/credit card or if it is every where or just morrisons 

Certainly not everywhere, and certainly not Morrisons!  Just been there today for some odds and ends.

As Dave says, a few small shops do have a minimum spend for cards, for example at our chemist they have a £10 minimum.

 

Tinwheeler replied on 30/10/2016 19:06

Posted on 30/10/2016 19:06

Could the cashier perhaps have been explaining that it costs Morrisons £1 each time a contactless card is used? Just a guess.

IanH replied on 30/10/2016 19:34

Posted on 30/10/2016 19:34

Agree, supermarkets don't charge extra for contactless cards, whether credit or debit cards.

Personally, I have resisted using contactless, because I believe there are security issues with this system.

As with 'chip and pin' these changes are all about moving the risk and responsibility away from the banks and onto customers.

If a correct pin number has been used to make a payment, it is virtually impossible to claim that you didn't make that payment. The bank will say that you must have revealed your pin number to someone. 

When a signature was required, you could present an argument that it wasn't your signature.

With contactless, there is even less means available to dispute a transaction. And even more risk that a transaction was down to  fraud.

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