CAMC Insurance

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Yet again the myth that CAMC and it's financial activities are unregulated. The CAMC is registered with FCA and again I will provide the LINK to the registration.Therefore it's financial activities could come under scrutiny.

Even within the auspices of the FCA the word "may" is used in relation to contact with the Financial Ombudsman which CAMC notes in it's references. 

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As I have said the FCA also uses the word "may" in relation to the FOS. But that's all I have to say as I'm not qualified to go into legal arguments. But I will look forward to hearing from those who are qualified to answer. (But maybe not on this thread because it has drifted from the original.)

I hope the OP enjoys many happy and safe trips with the new van in 2020.

Yup, love it, a real life review given in good faith, far better than all the fake reviews being banded about for other products, and as others have said if you dont like what is on offer from the camc, dont use it, everybody has a choice in life.

No myth at all Brue. All financial services are regulated by the FSA, including those providing unregulated cover policies. Those unregulated policies are however not covered by the FOS and in the case of a dispute regarding payouts the FOS are not able to consider or adjudicate with regard to the unregulated products and hence the very reason that they are correctly described as unregulated products. 

You think wrong then with regard to CMC. I have said three times in this thread that I consider it to be a good product; I however wanted a regulated insurance product which this is not. 

They also, quite misleadingly in my view, allude to the fact that the policyholder may be able to access the FOS because of the backup cover they have in place. But, that would only be possible if CC Ltd failed financially, the backup cover was activated, and itself failed.

clutching at straws, look, if the club was going to go bust, every man and his dog would know (low occupancy on sites etc) well in advance, after all, the CAMC is very big business and bad news spreads very quickly, this would give people who were covered by the club to seek alternative cover, yes it could mean additional expense, but caravan cover is not exactly expensive in real terms.

See earlier post to note date of theft (numerous flooded areas) to also be in need of a claims  

You miss the point entirely (deliberately?). Nobody expects the club to go bust and if it did there is, apparently, an insurance policy held by CMC to bale them out. The point about the club being non regulated is an entirely different thing.

The point that DD alludes to is that there is no recourse to the FOS except, perhaps, if the club where to go bust and then perhaps, maybe........ I have no idea as I have no knowledge of the terms of that insurance and whether it has any application other than to CMC.