A Good Way To Increase CL Numbers?

It does appear that nearer the time that the CLs policy is due to expire that a Insurance Services Company (who the Club has had a long standing working relationship) with will contact the CL to offer a replacement policy and can also offer options for additional cover. Cant wait maybe cheaper? 

Don't look up in case that flying pig flies over you!

Good luck. Wonder why the club are handing it over? Cost cutting? No idea.

If true and this comes without support from the CMC, would there be an advantage in then switching clubs, including to the Freedom Camping Club?

Or even collectively start a 5 van club as an "exempted" stand alone group.

Hi All,

The Club has not actively decided to stop selling the public liability insurance for Certificated Locations. Unfortunately the underwriter of the public liability cover we were providing for Certificated Locations (Amlin) is pulling out of this market and therefore we are not able to continue providing the cover we have to date.

The broker that sourced the cover we had been selling, and another broker we work closely with, were both unable to find alternative public liability cover for us. It seems this is because most of this type of business is underwritten by Lloyds syndicates, and changes within Lloyds alongside the size of the scheme has meant many insurers are not interested and/or able to provide the cover now.

However, Devitt Insurance Services Limited, who provide some of our personal lines cover for members and with whom we have worked for many years, have managed to source cover. Added to this, they are able to provide other types of commercial insurance cover, such as employee liability and professional indemnity insurance, which may be needed by some CL owners and be better value purchased together. As Devitt are able to be more flexible in what they can provide, CL owners will need to contact them directly to get cover.

We will be writing to all our CL owners to advise of the changes over the next few weeks. Unfortunately we were given very little notice of the non-renewal of the scheme, hence we’ve been unable to send all the letters out in one go. 

I hope this answers the questions raised. However, for any CL owners who have any specific queries, please do contact us on 01342 336706.

Thanks

Maddie

Thanks for the explanation, Maddie.

It seems it's not a situation of the club's making.

Thanks for the explanation Maddie.

Hope the CL owners can find that Devotes do indeed have a reasonable product and price.

Thanks indeed Maddie for the update.

I see I have had a post Deleted User. Can’t recall what it said, but apologies to J57 if it was off track or something else

Thanks Maddie for the explanation. Hope that the new insurer is not a lot more expensive than the old one, and that CL owners can sort out a policy that suits them with their budgets.

Thank you Maddie for explaining situation.

Will wait and see in May (when we have to renew) how this will increase the premium. Hopefully it will not increase and be passed on to members by increasing pitch prices!!

This is indeed unfortunate news. 

Public Liability Insurance (PLI) is one of the annual costs that all CLs need to bear no matter what.  Failure to provide a certificate to the Club will mean the revocation of the certificate.

I have heard of at least one CL that feel this may be the straw that breaks the camels back, and are now considering whether to close their CLs.

Many CL owners (like myself) have insurance with other providers and PLI is just one aspect, so we are not affected, but by my estimates around 50% of CLs were insured via the club.

The CL Owners Group is actively looking for an alternative provider of insurance.  Whilst PLI is important, as Maddie alludes, insuring against other risks may also be of interest to CL owners.  Not least the issue of dealing with unwanted visitors (sometimes paid-up club members) who seek to set up camp and are likely to cause trouble. Getting rid of such people can be extremely costly and some insurance to cover this risk would offer peace-of-mind to vulnerable CL sites that may not have the luxury of electric gates etc.

Lets hope an insurer comes forward offering a cost-effective and 'fit-for-purpose' package.