Cannot insure my caravan

Irrelevant, Malcolm, but it's your lookout.

Not necessarily. We can't know what terms exist in CC's insurance policy. 

Write your comments here...It's quite difficult to insure property that doesn't belong to you. It's known as "Insurable Interest". Not impossible I'll grant you but only normally arranged under policies for Motor Traders and associated trades.  

It is more than likely that the CC have used their muscle with their main insurer to provide normal caravan insurance for the wardens.

It would be interesting to know though and hey, I have been known to be wrong before and will no doubt be again tin the future.

Me, too, WN.

Not sure what the arrangements are for insuring wardens caravans but their are many others apart from this club in the same position so cover must be available somewhere.

It would be possible for the club to produce a policy and pay the premium as part of the contract of employment. I not know if they do however.

Irrelevant, Malcolm, but it's your lookout.

Write your comments here...It is relevant, TW, because it means that I'm using the caravan for leisure purposes and the town centre office for my work. The boss may phone me on my mobile phone whilst I'm on the club site to ask me to come into work in the town centre to collect an order but that is not work in itself. The work starts when I get to the town centre to start processing the customer order. The journey between the club site and the town centre office is my 4 mile commute to work.

The OP started this thread to complain that he couldn't get insurance for his new caravan. So the consequence of what he told the insurance company has meant that he has ended up with no insurance at all. That speaks for itself! I have no wish to go down that route and end up with no insurance at all. 

The OP started this thread to complain that he couldn't get insurance for his new caravan. So the consequence of what he told the insurance company has meant that he has ended up with no insurance at all. That speaks for itself!

It speaks for his honesty in revealing the true facts rather than fudging the issue as you seem to have done. 

The OP started this thread to complain that he couldn't get insurance for his new caravan. So the consequence of what he told the insurance company has meant that he has ended up with no insurance at all. That speaks for itself!

It speaks for his honesty in revealing the true facts rather than fudging the issue as you seem to have done. 

Write your comments here...We don't know exactly what he told the insurance company but if he said that he was using his caravan for residential and business purposes when his true residential address is not the caravan and his business is at an office address that is separate from where he is sited, then he has given them a false impression.

It seems he is a member of the Caravan Club and to become a member you have to have a UK residential address such as a house, flat or bungalow with a post code. This means he must have a proper residential address in which case his caravan is just a touring leisure home.

In the same way as you have a proper residential address, Malcolm? Come off it - you're twisting the story to suit yourself, as ever. 

The OP started this thread to complain that he couldn't get insurance for his new caravan. So the consequence of what he told the insurance company has meant that he has ended up with no insurance at all. That speaks for itself! I have no wish to go down that route and end up with no insurance at all. 

Malcolm

The point I was trying to make in my previous posts was that you share so much personal information on this website that it is not beyond possibility that someone from either  the Club's Insurance Department or even Membership Department could see your posts and start questioning the validity of both, simply from the information that you volunteered on here. You seem to be blindly unaware of this possible consequence? You may fully believe that you break no rules by your actions but you equally have to accept that others, who are in a real position to make a judgement, might not agree with you. Often discretion is the betterr part of valour, etc,etc!!!

David