Cannot insure my caravan

PeterT7 replied on 27/10/2016 16:30

Posted on 27/10/2016 16:30

I am about to take delivery of a new-ish caravan which I am intending to use for work, instead of bed and breakfast. I have just tried to get a quote from the Caravan Club's own insurers, and also from Towergate, but both only offer 'Touring' insurance. Can anybody please offer advice on any insurers? Thanks.

replied on 27/10/2016 16:34

Posted on 27/10/2016 16:34

How long are you staying on a single site?? 

Takethedogalong replied on 27/10/2016 16:53

Posted on 27/10/2016 16:53

Pete, following this post and your others, are you aware you can only stop on a CL for a maximum of 28 days? You might be better finding a private site and negotiating a stay rate with the owners. Some farms can be very obliging as well, if they already have caravans on site. 

PeterT7 replied on 27/10/2016 17:02

Posted on 27/10/2016 17:02

Thanks for the comment, takethedogalong. At the moment I don't know what a private site is or how I would find an obliging farm. There are a few sites around Bishops Cleave where I could move between, at least until I build up my knowledge.

Takethedogalong replied on 27/10/2016 18:34

Posted on 27/10/2016 18:34

Apologies Pete, forgot how new you are to this. Caravan Club, and the other Club are really for tourers, so time is limited on Club organised sites. I would suggest taking a look on UKcampsites, use the search engine on there, possibly typing in Cheltenham as local town, and it should come up with a list of different sorts of sites. You could contact a few, and see if they have some long term pitches available. Given that you will be staying over quieter Winter months, you ought to be able to haggle a bit on price! Failing that, try and find out if any of local farms might site caravan for you, for a fee. We bought a caravan from someone who used it just as you aim to do, and that was sited on a nice farm. Was his bolt hole when inbetween working abroad on extended trips. Good luck.

Tinwheeler replied on 27/10/2016 18:44

Posted on 27/10/2016 18:44

As for insurance, you will be insuring a touring caravan so the CC cover, of any similar, should be appropriate. 

PeterT7 replied on 27/10/2016 19:15

Posted on 27/10/2016 19:15

As for insurance, you will be insuring a touring caravan so the CC cover, of any similar, should be appropriate. 

This is incorrect Frown I have told the insurance company of my intentions and they have replied that they will not insure me for any work-related activities.

Tinwheeler replied on 27/10/2016 19:35

Posted on 27/10/2016 19:35

As for insurance, you will be insuring a touring caravan so the CC cover, of any similar, should be appropriate. 

This is incorrect Frown I have told the insurance company of my intentions and they have replied that they will not insure me for any work-related activities.

In that case I stand corrected but will the van actually be used in connection with your work or will it simply be your accommodation? There is a difference.

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