Cannot insure my caravan

Well spotted Michael T.  Oops I must keep off this thread...

Watch it, Brue, or Malc will tell you his life story and bank account details.

Malc, don't stop at Bank a/c's, give out PIN numbers too. Then send me your cards for safe keeping-you know it makes sense

I can only assume that all of the CC wardens (who do a grand job BTW) have received a special dispensation with the insurers, as they live on site and can be defined as working from their vans/mhs, or is the CC applying double standards?

It would have been useful if the CC insurance had commented on this thread, just to explain or clear up things. But the original poster obviously had his caravan insurance rejected on the grounds of work related site usage. I presume the wardens have different insurance since they are also employees? Although that doesn't help the first poster with his enquiry.

I can only assume that all of the CC wardens (who do a grand job BTW) have received a special dispensation with the insurers, as they live on site and can be defined as working from their vans/mhs, or is the CC applying double standards?

Write your comments here...I would imagine warden's are covered on the CC own company insurance policy along with H&S to cover accidents & normal day to day incidents , they are working on site after all

I can only assume that all of the CC wardens (who do a grand job BTW) have received a special dispensation with the insurers, as they live on site and can be defined as working from their vans/mhs, or is the CC applying double standards?

Write your comments here...I would imagine warden's are covered on the CC own company insurance policy along with H&S to cover accidents & normal day to day incidents , they are working on site after all

Write your comments here...This may be true in relation to liability insurance but the wardens would presumably be repsonsible for insuring their own outfits as they are the owners and not the Caravan Club

Not necessarily. We can't know what terms exist in CC's insurance policy. 

There you go again. 

Write your comments here...Yes, TW and I did answer David's question about car insurance. I pay £150 a month for business insurance on the car, whereas previously I only used to pay £75 per month for SDP.

Write your comments here...£900 or £1800 a year for isnurance, is it a ferrari you deliver the pizza's in?

Write your comments here...No, it's a Mitsubishi Shogun. I'm not quite sure how well a Ferrari would perform as a tow car especially on muddy fields in the middle of winter!

I have business insurance on the car. The car is specifically insured with Lloyds as fast food delivery driver for business as well social, domestic and pleasure.

If I am out in the car, the boss contacts me on my hands free car phone to say that there is an order. My wife then checks the order on her Iphone through the admin area of the dinner2go website where we get details of the entire order and any special requests by the customer.

I keep the mobile phone with me at all times so that if I'm in the caravan, I can receive a call from the boss. However, if there is one delivery, this is often followed by another one so the call is subsequently received in the car. So on a busy day, most of the calls will be received in the car and not in the caravan. This is because if orders are queueing, there's no time to return to the caravan.

Malcolm

I'm glad that at least you have the car properly covered. However I do seriously suggest that you are a little too ready to share a lot of personal information on this website that it might be better keep under wraps even if only for you own protection. Things can easily be misunderstood which might end up causing you problems that you can do without.

David

I tend to agree with David.  From your post, a part of which I've emboldened, you are admitting that you DO use your caravan for business.

Write your comments here...Well, put it this way. The company office is in the town centre and that is my business address not the caravan site.