The Pointless Page

Tammygirl replied on 30/03/2018 18:02

Posted on 30/03/2018 18:02

They can clearly see that I'm in a win win position because I have a strategy that works!

Its never worked in the past though has it, if it had you wouldn't be in the situation you are in now.

Tammygirl replied on 30/03/2018 18:13

Posted on 30/03/2018 18:13

What a pointless exercise that was.

Having selected Scotland for my flight departure airport, I then spent the next  90 mins choosing which cruise, deck and cabin I would like, to get to the final selection and be told 'no flights from Scotland' yellyellyell

 No flights from my second choice either Newcastle. So basically I can fly from London or Manchester but its another £100 supplement. Guess what P&O you can stick your cruise and your website its rubbish yell 

brue replied on 30/03/2018 18:47

Posted on 30/03/2018 18:47

Friends are sailing from Liverpool to Eastern Canada this year, a cruise I'd like to do, Newfoundland, Nova Scotia, PE Island, French Canada too.  Hope you find somewhere TG!

Tammygirl replied on 30/03/2018 19:30

Posted on 30/03/2018 19:30

Cheers brue, I will sort something for my birthday, being as we will probably not get to France this Spring. Just don't like being messed about. Lots of other ideas just need to decide.

replied on 31/03/2018 04:46

Posted on 30/03/2018 18:02 by Tammygirl

They can clearly see that I'm in a win win position because I have a strategy that works!

Its never worked in the past though has it, if it had you wouldn't be in the situation you are in now.

Posted on 31/03/2018 04:46

A lot of the debt is because I've paid annual bills like car insurance about £2000 for the two cars and seasonal pitch fees, £1910 up front but I'm getting the benefit of it by reducing monthly outgoings. I could have chosen to spread the payments over the year by direct debit but decided not to because it would cost more due to the car insurance charging extra for providing insurance on credit. Instead I paid up front and got interest free credit through my credit card plus Tesco points. I'm still spreading the payments by paying into my credit card account each month but at a lower cost. The entire debt will be cleared before the next payment is due but there will be new debt when the card is used again for next years annual payments which will again be gradually paid off over the next 12 months.

replied on 31/03/2018 05:06

Posted on 31/03/2018 05:06

Also I incurred the cost of the visa solicitor fees for my wife's visa application of £1400 but, if successful, it will get her a visa extension for another two and a half years so it's not a cost that is going to have to be paid every year.

SELL replied on 01/04/2018 00:59

Posted on 31/03/2018 04:46 by

A lot of the debt is because I've paid annual bills like car insurance about £2000 for the two cars and seasonal pitch fees, £1910 up front but I'm getting the benefit of it by reducing monthly outgoings. I could have chosen to spread the payments over the year by direct debit but decided not to because it would cost more due to the car insurance charging extra for providing insurance on credit. Instead I paid up front and got interest free credit through my credit card plus Tesco points. I'm still spreading the payments by paying into my credit card account each month but at a lower cost. The entire debt will be cleared before the next payment is due but there will be new debt when the card is used again for next years annual payments which will again be gradually paid off over the next 12 months.

Posted on 01/04/2018 00:59

£2000 seems a lot of money for insurance on 2 cars, do you search for better deals before renewal. 

replied on 01/04/2018 09:10

Posted on 01/04/2018 00:59 by SELL

£2000 seems a lot of money for insurance on 2 cars, do you search for better deals before renewal. 

Posted on 01/04/2018 09:10

The ones that do cheaper deals don't do business insurance and exclude fast food delivery driving in their policies.

huskydog replied on 01/04/2018 09:31

Posted on 01/04/2018 09:10 by

The ones that do cheaper deals don't do business insurance and exclude fast food delivery driving in their policies.

Posted on 01/04/2018 09:31

Shop about ,both my van and car are insured for full business use and only come to £500 together, but then you always seem to at pay  dollar for everything .........

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