The Pointless Page

replied on 01/04/2018 14:12

Posted on 01/04/2018 09:31 by huskydog

Shop about ,both my van and car are insured for full business use and only come to £500 together, but then you always seem to at pay  dollar for everything .........

Posted on 01/04/2018 14:12

I tried using comparethemarket.com and they had a deal through RAC of £500. So I applied online and they accepted the payment but then cancelled it before the policy even started and they didn't tell me by email but sent a letter in the post. So had I not picked up the post I woukd not have known and could have ended up driving without insurance. I need a company that's reliable but that means paying the higher premium, unfortunately. My business car insurance is through Lloyds Bank and they have never let me down plus their willingness to provide cover for fast food deliveries. The Shogun is just SDP and I've got a cheaper deal on that through esure.

It could be that yours is cheaper, HD, because of being a different type of business where you are using the vehicles less than if delivering fast food.

SteveL replied on 01/04/2018 19:00

Posted on 01/04/2018 14:12 by

I tried using comparethemarket.com and they had a deal through RAC of £500. So I applied online and they accepted the payment but then cancelled it before the policy even started and they didn't tell me by email but sent a letter in the post. So had I not picked up the post I woukd not have known and could have ended up driving without insurance. I need a company that's reliable but that means paying the higher premium, unfortunately. My business car insurance is through Lloyds Bank and they have never let me down plus their willingness to provide cover for fast food deliveries. The Shogun is just SDP and I've got a cheaper deal on that through esure.

It could be that yours is cheaper, HD, because of being a different type of business where you are using the vehicles less than if delivering fast food.

Posted on 01/04/2018 19:00

You don't say how much it costs for the Smart, but if half the total that means over 130 hours of deliveries just to pay for the insurance.😱

replied on 02/04/2018 07:31

Posted on 01/04/2018 19:00 by SteveL

You don't say how much it costs for the Smart, but if half the total that means over 130 hours of deliveries just to pay for the insurance.😱

Posted on 02/04/2018 07:31

£1200 for business insurance as fast food delivery driver on the Smart. So that works out to £100 per month.

cariadon replied on 02/04/2018 09:03

Posted on 02/04/2018 07:31 by

£1200 for business insurance as fast food delivery driver on the Smart. So that works out to £100 per month.

Posted on 02/04/2018 09:03

Wow, that's expensive for somebody who only works part time, for a few hours, and a large chunk out of your wages. HD posted that he is paying less  and his business hours and mileage is more than yours. Will the new car be the same?

Swifty2018 replied on 02/04/2018 09:28

Posted on 02/04/2018 07:31 by

£1200 for business insurance as fast food delivery driver on the Smart. So that works out to £100 per month.

Posted on 02/04/2018 09:28

Add on the cost of buying and running a car ( yes I know that soon you won't pay for fuel) but I can't see how the income/expenditure figures ( including repairs) makes it worthwhile.You would probably be better off finding work in a corner shop.

 

brue replied on 02/04/2018 10:56

Posted on 02/04/2018 10:56

Places like the Pizza company mentioned supply (and train) scooters for deliveries which is the only financially efficient way for employees to make the best of the low wages. Using a private car is the least efficient way and probably results in a high turn over of employees who are prepared to recognise this fact when attempting to use their own cars. Other better paid jobs are available. wink

see here

Swifty2018 replied on 02/04/2018 11:50

Posted on 02/04/2018 11:50

 I've copied the following from the Pizza Hut website regarding "Car delivery drivers"

We’ll pay for your insurance for using your vehicle at work (that’s your uplifted premium taken care of)

Now the big question - Malcolm, have you ever asked them to pay yours?

cariadon replied on 02/04/2018 12:14

Posted on 01/04/2018 00:59 by SELL

£2000 seems a lot of money for insurance on 2 cars, do you search for better deals before renewal. 

Posted on 02/04/2018 12:14

Depends how clean is your licence and if you have made claims.  

replied on 02/04/2018 12:26

Posted on 02/04/2018 11:50 by Swifty2018

 I've copied the following from the Pizza Hut website regarding "Car delivery drivers"

We’ll pay for your insurance for using your vehicle at work (that’s your uplifted premium taken care of)

Now the big question - Malcolm, have you ever asked them to pay yours?

Posted on 02/04/2018 12:26

No Swifty2018 and when the renewal was due, they told me that they needed to see evidence of the renewal which they call CLC before I was allowed to continue doing deliveries.

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