The Pointless Page

replied on 30/03/2018 09:14

Posted on 29/03/2018 17:41 by brue

Well you see, I thought I was dreaming when I read those posts from M....then someone rang the doorbell and I woke up....wink

I was surprised it worked, it never has done before but I had to go out before I could explain the quote and I've lost the will to add anything more. Except, how can you be in credit when you are in debt?

Don't bother to respond, it's pointless. laughing

Posted on 30/03/2018 09:14

There's a difference between interest paying debt and interest free debt. The bank charges huge interest on overdrafts, interest which I no longer have to pay, having cleared all the overdraft. The credit card debts cost me nothing because they are interest free. So it's free money, brue! I'm now saving £36 a month in interest, by clearing my £3000 overdraft on my personal bank account. NOT so pointless after all, is it brue? It's a win win for me!

brue replied on 30/03/2018 09:52

Posted on 30/03/2018 09:52

It is pointless Malcolm, you can't beat the banks even if you like gambling with them. I don't view borrowing on credit cards as a kind of card game that can be won unless you have funds to clear them.

replied on 30/03/2018 10:03

Posted on 30/03/2018 09:52 by brue

It is pointless Malcolm, you can't beat the banks even if you like gambling with them. I don't view borrowing on credit cards as a kind of card game that can be won unless you have funds to clear them.

Posted on 30/03/2018 10:03

The funds to clear the credit card debts, brue, will come from my income which goes up every year because of inflation and index linking, whilst my expenses, such as fuel, will come down because of the Smart Electric thereby making more funds available. I'm a safe bet to the banks which is why they let me have money on such favourable terms! They can clearly see that I'm in a win win position because I have a strategy that works!

replied on 30/03/2018 10:07

Posted on 30/03/2018 10:04 by brue

Good luck Malcolm.

Posted on 30/03/2018 10:07

Thank you brue! What I need is long life and good health!

brue replied on 30/03/2018 10:15

Posted on 30/03/2018 10:15

Don't we all....undecided

Well it's pouring with rain here, a quiet day today. Family tomorrow, some Simnel cake to devour with them and then see our daughter and partner off on a much needed holiday. Her dog likes staying with us, I bought him a new toy yesterday, he is a bit boisterous with visitors but with a toy stuffed in his mouth he is fully occupied. wink

MrRoute replied on 30/03/2018 10:36

Posted on 30/03/2018 10:36

need to get a new cordless drill so looked at the existing discussion page as same question had already been asked, with the exception of a couple of replies giving their recommendations the rest were pointlesscryundecided

replied on 30/03/2018 10:58

Posted on 30/03/2018 10:36 by MrRoute

need to get a new cordless drill so looked at the existing discussion page as same question had already been asked, with the exception of a couple of replies giving their recommendations the rest were pointlesscryundecided

Posted on 30/03/2018 10:58

Well if you can't find a cordless drill to your liking, Mr. Route, you could always order a pizza from Pizza Hut this evening. Where you live is only about two minutes away from the Lancing shop for home delivery. Definitely going to be hot and fresh for you! I'll be working there from 6 p.m. to 9 p.m. this evening. Maybe I 'll get lucky enough to actually meet you!

Yertiz replied on 30/03/2018 11:04

Posted on 30/03/2018 11:04

"So, having flogged the horse to death, he decided to flog it some more!"undecided

replied on 30/03/2018 11:14

Posted on 30/03/2018 11:04 by Yertiz

"So, having flogged the horse to death, he decided to flog it some more!"undecided

Posted on 30/03/2018 11:14

The only horse I'm flogging is myself because I get paid for it and my wife likes the food and clothes it buys!tongue-out

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