How many is too many on a CL?

Posted on 06/08/2017 15:57 by Wherenext

Oddly, I have never seen a CL displaying a Certificate of Public Liability Insurance, as many other types of business are required to do by law.

Nav - Public Liability is not compulsory in the UK, merely advisable. Most insurers do not issue an actual certificate for this insurance, just a policy. What you normally see displayed is a Certificate of Employers Liability insurance. This is normally provided by the same company that insures the Public Liability and will often carry the same policy number so this may be causing some confusion. Only those insurances that are Compulsory have a certificate issued, hence your Motor Insurance Certificate, which ironically only proves that you have Public Liability insurance! Still following me?

For a sole trader who doesn't have Employees then they will receive a policy document. Sometimes the insurer will provide them with an official looking declaration so that they can provide it to prospective clients or people who employ them as a sub contractor just to prove that they have this insurance.

Posted on 06/08/2017 16:06 by Wherenext

Who would stand by the CL owner if god forbid there was some sort of incident ( don't know what) resulting in loss of life , injury etc and the site was in breach of regulations.

The answer would be that the insurers would pick up the bill, subject to their Limit of Indemnity. There are many occasions when you hear about a company being found guilty of breaching H & S rules usually where an employee or a member of the public have been injured or killed. The insurers don't rely on this to get out of paying as their wording specifically sets out to cover the Legal Liability of the Policyholder and if they are liable in law then the insurers will have to cough up.

The fact that the CL owner broke the regulations would probably be of more interest to the H & S Executive and the law.

Posted on 06/08/2017 11:02 by Wherenext

How strange and what a coincidence

On the last CL we stayed at we were third on and the day after pitching went out for the day. On our return the owner approached us and told us that the van opposite had arrived unexpectedly,adamant that he had booked and set up accordingly. Neither of the couple owning the site could remember it but assumed someone had forgotten to put it in the books. Anyway they asked if we would mind a 6th.van on site for 2 nights over the weekend as someone was arriving that day. There was room and we said we didn't mind as the owners were upset at their fault in not recording the booking.

Anyway the following day the owner saw us again and said that the caravanner had received a phone call from a cl about 5 miles away wondering if he was going to honour his reservation. Sheepishly he packed up and moved on. So sometimes it happens. It really depends on whether it's a regular occurrence or a one off. Regular and I'd report it, one off then I wouldn't.

Posted on 06/08/2017 18:57 by Wherenext

Yes Vulcan it is required but it's a requirement made by the club. I'm talking about requirements by law.

Posted on 05/08/2017 10:17 by harryb

We all complain about rules being broken on club sites for many reasons. Surely cl's are no exception. If the 5 van rule needs to be extended then both sites and members need to lobby the club

At present i'm on a cl in N. Yorks that has 12 vans on. There is only 5 pitch numbers but many ehu's. The owner even emptied a paddock of 12 sheep to fit in another van and according to the bus driver who dropped us off at the gate this site is rammed most weekends.

I will give a site report accordingly

Posted on 09/08/2017 10:33 by harryb

Further to my previous post.

Although 12 vans I have to say there was plenty of room so I personally was not concerned as it by that amount as it was not cramped. However what did concern me about the large number of vans was that there was an issue with the toilet drainage system, which apparently, according to one regular, has had problems for a long time, it got to the point of overflowing each time ti was flushed until in the end we stopped using it. Another problem was the dustbin/recycling area was full and the rubbish, in bags, was just left on the ground. This was no doubt caused by more rubbish than bins.

Overall the cl was quite pleasant and had the criteria I use when looking. Someone said earlier, "Repor and chance losing it". That may be so but I think because of the problems mentioned it does justify a complaint to HO.