Caravan Club Non Insurance Policy

replied on 01/11/2019 22:56

Posted on 01/11/2019 22:56

A simple question. As the caravan club no longer offer caravan insurance as such what suggestions for a new insurer that does.

cyberyacht replied on 20/11/2019 14:32

Posted on 20/11/2019 14:32

But I did once see a man fitting a hitchlock in a line of caravans on a cross channel ferry.

Probably worried about that Johnny Depp chappie.

Surfer replied on 20/11/2019 14:38

Posted on 20/11/2019 11:38 by davetommo

In the CAMC booklet on page 6 it states that if you leave the caravan unattended only ONE of the following is required, hitchlock, wheel lock, heavy duty chain, immobiliser or alarm by a click on the key fob.  Strangely you cannot immobilise a caravan like a vehicle.  Weirdly it does not state that the alarm needs to be activated when left unattended?

On the actual policy documents that you get if you accept Caravan Cover it states that whenever a caravan is left unhitched it must be immobilised or protected from theft by use of a hitchlock, wheel clamp, heavy duty chain or alarm system. There is no mention of "one of the following". 

 

If you check proper you will find that you get an extra discount if you use an Alko wheel lock. I think the clue is in where it states one of the following.  Just check the comma’s and there is a clue there. Basic English and I left school at 15 no qualifications, but did learn about punctuation

Posted on 20/11/2019 14:38

I apologise that as a foreigner my English is not as perfect as your English.  In the policy documents it does state that all the security devices must be used if the caravan is unhitched and unattended.  Check yours if you are unsure.

Surfer replied on 20/11/2019 14:42

Posted on 20/11/2019 14:14 by davetommo

so is that an ironic grocer's apostrophe .....

Don’t have a clue what you mean. As I said left school at 15 and no qualifications.

Just had a word with man at caravan cover and he stated you only need one. 

Posted on 20/11/2019 14:42

Which would you accept as being correct, the word from some one or it in writing.  I know that for peace of mind I would want it in writing.

Hang on I have it in writing and that is not what it says. I would post a pdf but it seems this antiquated system does not allow it?  laughing

Cornersteady replied on 20/11/2019 14:56

Posted on 20/11/2019 14:42 by Surfer

Which would you accept as being correct, the word from some one or it in writing.  I know that for peace of mind I would want it in writing.

Hang on I have it in writing and that is not what it says. I would post a pdf but it seems this antiquated system does not allow it?  laughing

Posted on 20/11/2019 14:56

Sufer this discussion appears to have settled with those who have decided for themselves that either the club's cover is not for them and those that want to continue with using it.

Yet you still continue to post with as many negative points as you can find, when tax dodging claims fail you start with the wording of the cover documents, why are you still doing this?

I am not suggesting you stop posting but again why? Do you see it as your role to convince as many of the 'remainers' as possible to also stop using the club's cover and you must continually warn them of the dangers of the cover? 

replied on 20/11/2019 15:18

Posted on 20/11/2019 15:18

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replied on 20/11/2019 16:59

Posted on 20/11/2019 14:42 by Surfer

Which would you accept as being correct, the word from some one or it in writing.  I know that for peace of mind I would want it in writing.

Hang on I have it in writing and that is not what it says. I would post a pdf but it seems this antiquated system does not allow it?  laughing

Posted on 20/11/2019 16:59

The user and all related content has been Deleted User

Freddy55 replied on 20/11/2019 18:08

Posted on 20/11/2019 18:08

It’s probably not relevant, but my CC cover premium was based on the number of security devices fitted.

Oneputt replied on 20/11/2019 18:33

Posted on 20/11/2019 18:33

Security condition
It is a requirement of cover that whenever the caravan is left unhitched from a towing vehicle it is immobilised or protected against theft or unlawful removal by the use of one of the following: a hitchlock, wheel clamp, heavy duty chain or immobiliser or an alarm system. (This does not apply when your caravan is in for a service as long as it is stored in a secure compound)
Failure to comply with this security condition means you will not be covered for claims following the theft or attempted theft of the caravan and will show on your Caravan Cover schedule.

replied on 20/11/2019 18:49

Posted on 20/11/2019 18:49

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replied on 20/11/2019 18:52

Posted on 20/11/2019 18:08 by Freddy55

It’s probably not relevant, but my CC cover premium was based on the number of security devices fitted.

Posted on 20/11/2019 18:52

That is generally the case to a point. I usually opt for alko lock and alarm including  corner steady

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