Caravan Club Non Insurance Policy

replied on 01/11/2019 22:56

Posted on 01/11/2019 22:56

A simple question. As the caravan club no longer offer caravan insurance as such what suggestions for a new insurer that does.

JVB66 replied on 20/11/2019 10:10

Posted on 20/11/2019 10:03 by Oneputt

We never leave the van unattended whilst hitched and I do wonder how many folk donโ€™t put one or more security device on the van when on site or storage?

Posted on 20/11/2019 10:10

embarassed mesurprised

but never leave unattended during comfort stopssurprised 

replied on 20/11/2019 10:13

Posted on 20/11/2019 09:47 by SteveL

Under Approved tracking clause it states that the tracking system shall be in full and effective use at all times and maintained in accordance with manufacturers recommendations. You cannot have the tracker activated all the time as the moment you move the caravan it will trigger an alert to the call centre.

I would have thought a tracker was operating at all times. It just isn't sending out an alert to the tracking company. Either because it has been deactivated by the fob. Or in the case of the one in our MH we have a tag that has to be carried in the vehicle. Ours is certainly active all the time, as it logs our journey, which can be reviewed on an App. Great for seeing what they are doing with it, when it went in for some warranty work.๐Ÿ˜€

Posted on 20/11/2019 10:13

The user and all related content has been Deleted User

Cornersteady replied on 20/11/2019 10:40

Posted on 20/11/2019 10:03 by Oneputt

We never leave the van unattended whilst hitched and I do wonder how many folk donโ€™t put one or more security device on the van when on site or storage?

Posted on 20/11/2019 10:40

We are the same, we make sure there is always one of us with the caravan.  At our favorite southbound caravan services at Wetherby services I am always amazed how many caravans outfits just pull up and lock the car and all the occupants go off into the services without any further ado or precautions for the caravan.

I know it would actually be difficult, or perhaps bold is a better word, to unhitch a caravan push it backwards re-hitch then drive it away and I'm being super cautious but I feel better my way?   

At out storage it is a condition by the owner that there is a hitch lock and wheel clamp.

replied on 20/11/2019 10:50

Posted on 20/11/2019 10:50

The user and all related content has been Deleted User

Whittakerr replied on 20/11/2019 11:30

Posted on 20/11/2019 11:30

We never used to leave our caravan unattended when stopping briefly at a service station, but since my wife passed away and i now mostly holiday alone thats impossible.

 

At my storage facility, a CASSOA Gold site, it is a requirement that NO wheel locks or corner steady locks are fitted. This is accepted by my insurer.

 

 

davetommo replied on 20/11/2019 11:38

Posted on 20/11/2019 11:38

In the CAMC booklet on page 6 it states that if you leave the caravan unattended only ONE of the following is required, hitchlock, wheel lock, heavy duty chain, immobiliser or alarm by a click on the key fob.  Strangely you cannot immobilise a caravan like a vehicle.  Weirdly it does not state that the alarm needs to be activated when left unattended?

On the actual policy documents that you get if you accept Caravan Cover it states that whenever a caravan is left unhitched it must be immobilised or protected from theft by use of a hitchlock, wheel clamp, heavy duty chain or alarm system. There is no mention of "one of the following". 

 

If you check proper you will find that you get an extra discount if you use an Alko wheel lock. I think the clue is in where it states one of the following.  Just check the comma’s and there is a clue there. Basic English and I left school at 15 no qualifications, but did learn about punctuation

EmilysDad replied on 20/11/2019 12:00

Posted on 20/11/2019 11:38 by davetommo

In the CAMC booklet on page 6 it states that if you leave the caravan unattended only ONE of the following is required, hitchlock, wheel lock, heavy duty chain, immobiliser or alarm by a click on the key fob.  Strangely you cannot immobilise a caravan like a vehicle.  Weirdly it does not state that the alarm needs to be activated when left unattended?

On the actual policy documents that you get if you accept Caravan Cover it states that whenever a caravan is left unhitched it must be immobilised or protected from theft by use of a hitchlock, wheel clamp, heavy duty chain or alarm system. There is no mention of "one of the following". 

 

If you check proper you will find that you get an extra discount if you use an Alko wheel lock. I think the clue is in where it states one of the following.  Just check the commaโ€™s and there is a clue there. Basic English and I left school at 15 no qualifications, but did learn about punctuation

Posted on 20/11/2019 12:00

Just check the comma’s and there is a clue there. Basic English and I left school at 15 no qualifications, but did learn about punctuation

so is that an ironic grocer's apostrophe  ..... ๐Ÿ™„

eurortraveller replied on 20/11/2019 12:59

Posted on 20/11/2019 12:59

I'm always surprised how cautious and risk averse many people are.

We have left caravans unattended whilst travelling for most of the last 50 years - at motorway services, Cribbs Causeway shopping mall, various supermarkets, one or two pubs, and several car parks with restaurants nearby.

We never used more than a simple hitchlock, and stuck to  Club insurance and Saga insurance because  they were both happy with that arrangement, whereas other insurers wanted much more elaborate security, and I was never going down the route of wheelclamps and trackers.

But I did once see a man fitting a hitchlock in a line of caravans on a cross channel ferry. 

EmilysDad replied on 20/11/2019 13:42

Posted on 20/11/2019 12:59 by eurortraveller

I'm always surprised how cautious and risk averse many people are.

We have left caravans unattended whilst travelling for most of the last 50 years - at motorway services, Cribbs Causeway shopping mall, various supermarkets, one or two pubs, and several car parks with restaurants nearby.

We never used more than a simple hitchlock, and stuck to  Club insurance and Saga insurance because  they were both happy with that arrangement, whereas other insurers wanted much more elaborate security, and I was never going down the route of wheelclamps and trackers.

But I did once see a man fitting a hitchlock in a line of caravans on a cross channel ferry. 

Posted on 20/11/2019 13:42

But I did once see a man fitting a hitchlock in a line of caravans on a cross channel ferry. 

๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚

davetommo replied on 20/11/2019 14:14

Posted on 20/11/2019 14:14

so is that an ironic grocer's apostrophe .....

Don’t have a clue what you mean. As I said left school at 15 and no qualifications.

Just had a word with man at caravan cover and he stated you only need one. 

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