Is Annual Service Required for Insurance?

replied on 01/02/2017 14:08

Posted on 01/02/2017 14:08

 With the talk of who can inspect a caravan gas service it set me thinking. I know that in the terms for my home insurance it states something to the effect that an annual heating boiler service/inspection is required. Particularly relevant as I store heating oil in an outside tank which is also inspected.

Never checked my caravan insurance and it is not to hand. Anybody know?

It does not affect me personally as the van is always serviced annually 

replied on 01/02/2017 14:12

Posted on 01/02/2017 14:12

The user and all related content has been Deleted User

replied on 01/02/2017 14:16

Posted on 01/02/2017 14:16

Thanks David I thought that might be the case. As I said it does not concern me but at one time I used to do my own servicing but had our central heating chap check the gas as he was registered for LPG installation as is our present one who services quite a few in mobile homes.

I thought that anybody not having such a service might need to be aware 

EmilysDad replied on 01/02/2017 14:27

Posted on 01/02/2017 14:12 by

It is  for the CC polices.

Posted on 01/02/2017 14:27

I'm sure it just says something along the lines of requireing your caravan to be in a roadworthy condition .... though I'm  not digging my policy  out to check. There were no receipts for my last caravan being serviced .... though it was.

Metheven replied on 01/02/2017 14:47

Posted on 01/02/2017 14:47

What I can see on the CC 5C's policy is this:

  • Care of the Caravan
    5. You must take all responsible steps to safeguard Your Caravan, Equipment, and Contents against loss or damage, maintain it in a sound and roadworthy condition, and take note of the terms of the Security Condition on page 8 of this booklet.

If anyone can see something I missed insisting on annual checks then please post it.

 

SteveL replied on 01/02/2017 15:56

Posted on 01/02/2017 14:47 by Metheven

What I can see on the CC 5C's policy is this:

  • Care of the Caravan
    5. You must take all responsible steps to safeguard Your Caravan, Equipment, and Contents against loss or damage, maintain it in a sound and roadworthy condition, and take note of the terms of the Security Condition on page 8 of this booklet.

If anyone can see something I missed insisting on annual checks then please post it.

 

Posted on 01/02/2017 15:56

That's all I can find as well. Although I suppose producing receipts for an annual service would help satisfy them that you had done your bit in complying with that clause, if there was any question re condition.

KjellNN replied on 01/02/2017 16:50

Posted on 01/02/2017 16:50

If I remember correctly, the bit about servicing was written elsewhere, not in the policy booklet, maybe a letter or an endorsement, comes with the renewal stuff.

EmilysDad replied on 01/02/2017 17:55

Posted on 01/02/2017 17:55

If that is the case .... though I doubt it or all other insurances would be similar .... I'll be looking else where for  my caravan insurance. 

KjellNN replied on 01/02/2017 18:04

Posted on 01/02/2017 18:04

Well, it is certainly in our paperwork from the CC somewhere, could be yours is different.

However, to go back to what ET said, nowhere in our home insurance does it say we have to have our boiler serviced regularly.

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