Is Annual Service Required for Insurance?

Hmmm, interesting....I've just read my policy documents for my M/H insurance through the club.......

This is all I can find......

"5 Taking care of your Motorhome
You must:
• make sure your motorhome is roadworthy;
• take all reasonable steps to protect your
motorhome and its contents from loss or
damage; and
• allow us to examine your motorhome at any
reasonable time if we ask you."

No specific mention of Hab or Cab servicing, although obvious negligence of either of those would breach the catch all nature of the above clauses......

Maybe I should read my policy again 

The user and all related content has been Deleted User

My present home insurance states 

A boiler:
Located in Your Home (or connecting garage), and
Which is no more than 15 years old and has been serviced no more than 12 months prior to the date of Your Home
Emergency.

 

Similar elsewhere in the policy

ET - Do you have an extension under your household insurance covering breakdown to your boiler. This is offered by quite a few insurers now as an extra to the basic buildings and/or contents insurance. If so then this condition would make more sense.

No estension

I still have the caravan policy booklet from the CC relating to 2015-2016 and it makes no mention in the conditions of having to have your van serviced annually. Of course it would be easier to prove it was in a roadworthy condition if you did but I cannot ever recall this as being an absolute.

New one on me then.

Thank you for the question and for the discussion.  I have brought this thread to the attention of the Club and hopefully we can get a clear answer from the appropriate person.

David 

so have I .....