Pet Insurance & Dog's Trust

Nice comment JVB. 

Good move, M. Pet insurance sometimes seems to be no insurance at all. 

Write your comments here...I agree, a very good indicator of how life for us would be without the NHS.  Expensive, and for any persistant illness, no cover at all.

Since our Labradors insurance went through the roof, i have decided to cover her vets bills from our savings, which are earning no interest anyway.

I am now paying more per month for our two year old Cockapoo's insurance than I am for a £25k caravan insured with Saga - which doesn't seem right to me.  However, I know that I will continue to pay the premiums whatever they are.

What does annoy me is the extortionate mark-up Vets apply to medication so now - for anything which is going to become a regular requirement - I insist on getting a prescription from the Vet and buying it on-line at half the price.

We decided to buy our spot on flea treatment online which was about fifty percent cheaper than through our vet, that is when they decided to charge. £12.50 for the prescription, that was 9 years ago so quite expensive. I was then given a 'talk' by the practice manager( not a qualified member of vet profession) about the folly of ordering meds online, I do know you have to be careful, I made sure we were dealing with a reputable company. He told me these meds come from third world countries, I replied that Australia would probably be amazed they were considered a third world country and that if we didn't have to pay a salary for a practice manager who doesn't even live in our area perhaps the price of meds could be reduced so owners didn't risk buying meds online. I changed my vet after that and have been totally happy with the treatment and the costs so do get them at the vet.

Holly the Jack Russell is insisting on sitting on my lap while I'm trying to type. At 13 years old we decided we could no longer justify the high insurance premiums. However much loved, she is only a dog. If the vets bill was likely to be too expensive then I'm afraid that would have to be the end for her.Sorry Holly.

We have 5 dogs and various other animals, so having insurance is not viable. We put money aside in a "dog" account every month and, like others, have 3rd Party Liability Cover through the Dogs Trust. In the eventuality that this isn't enough, then there's always the credit card. It's entirely up to the individual what they think is best for them and their pets, and not for others to judge.