Pet Insurance & Dog's Trust

To put our case into perspective, the chemo will be between £4,000 to £6,000 plus all of the intensive care treatment, ct scan, biopsies, medication ultra sound etc. The total cost will exceed our £7000 but we think she is worth every penny. It must be heart breaking for those who do not have the insurance or money for the treatment and have to put their dog to sleep.

indeed Kerry and it makes you wonder why people put themselves in that position. One way or another one must be sure you can cover any costs or you should think twice about being responsible or a life.

The premiums for our 3 collies were just silly, so we stopped ages ago and just put the money into a savings account instead.

Quite a bit in there now (thousands) - in fact the dogs even paid for our heating oil last winter on an interest free loan which we have repaid!! 

Cheers

Bugs

I am with LV and the premium for my mental Goldie has gone up 25pounds in 4years just had to claim and apart from the known excess £60 got a full return of the £340 vet bill with no increase in premium possibly due to no claims protection and the vet not charging until all work carried out!

Have any of you that are complaining about the premiums for dog insurance had reason for a large vet bill recently? I know i have and it is a fact that without the insurance monthly payments i would not have been able to have my dog with me now!! yes its expensive but nowhere near as expensive as a lets say treatment for cancer!! all things in proportion, how much does your dog mean to you??

Jeff, the amount my dog meant to me had no bearing on the decision I took in cancelling our insurance as I was quite prepared to take the chance of having to foot hefty vets bills.

Same here, jeff. We're fortunate enough to know that we could cover the cost of any vets bills and would do so in an instant.

We have always had insurance for ur dogs; we still have for Lady. The point of my OP was really the practice of bumping up premiums (even though we've never made a claim in 10 years of having Harry insured) once he's got to the age where we're unlikely to be able to get a quote from other companies. That, to me is the real disgrace.

Jeff, that's an offensive statement, you are stating if we have no insurance then our dog means nothing to us.

I have always insured ours and Cassie is insured with 'Petplan' at the moment, but there may come a time later in her life and if we have not had the need to make a claim that I will consider cancelling.

I'm also in a fortunate position that I can and I will pay whatever is needed if it ever comes to that, the premiums as your dog get older can be astronomical even with no claims, but do not think we do not care.

Insurance goes up with age for pets and humans alike. I liked Moulesy's idea of the Dogs Trust donation, looks like we all have different ways of funding the costs of keeping pets. Good to hear about responsible ownership. I expect quite a few of us are caring for pets who didn't originally have responsible owners!

When the premiums for our last dog went from £11 per month to £19 per month on renewal we said we would put the premium into an account that although not much gave abit of interest,since we lost her last year we have still kept the account going,to give a buffer  for when our next rescue finds us for its forever home