Posted on 16/02/2018 09:07
Have decided to start a new thread so not to take over the what your doing discussion.
The question / discussion is the benefit of living in a caravan on a club site and moving every 21 days to living in a brick built solid home.
For me apart from the investment angle is -Holidays away in the van, if you lived in one then it's no longer a mobile holiday home.
What do others think.
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Posted on 18/02/2018 08:54
what happens with regards to vehicle insurance, and tax
Internet.
I do not presently insure caravan contents and never had. If living full time in a caravan I am unlikely to discuss that with the insurer. As for address that would be at my daughter's place but all banking and insurances etc would be internet based - no snail mail.
For medical purposes would use daughters address.
Posted on 18/02/2018 08:37 by cariadonIf a decision was made to sell up and live in a caravan, what happens with regards to vehicle insurance, and tax, is the caravan insurance much higher if you live in it, contents cover, a lot of things we have is covered in the house insurance, registering with a Dr, what address do you use, can you use whatever touring site you are on, does the club let you do that, do they still have the PO addresses, assuming you don't have a family member in the area you want to be in. So many questions.
Posted on 18/02/2018 08:37 by cariadonIf a decision was made to sell up and live in a caravan, what happens with regards to vehicle insurance, and tax, is the caravan insurance much higher if you live in it, contents cover, a lot of things we have is covered in the house insurance, registering with a Dr, what address do you use, can you use whatever touring site you are on, does the club let you do that, do they still have the PO addresses, assuming you don't have a family member in the area you want to be in. So many questions.
Posted on 18/02/2018 08:57
I would think most people who do this must have an 'accommodation address' they use for tax, NHS and other official purposes as some in this thread have already said. I would think there are too many difficulties otherwise. As far as insurance, it appears from those who 'full-time' that they actually have very little in the way of possessions - so I can't imagine that the insurance cost is any more. I wonder if insurers do actually know that the caravan is being lived in, rather than used as a touring caravan for holidays.
Posted on 18/02/2018 09:05
ValDa I suppose the insurers are not bothered until something happens, then they use it as an excuse not to pay up.
WaytoGo, thanks for the link, can't see me living in my caravan, but there is so much to think about.
EasyT I understand you can do a lot on the internet, but don't they want an address for where the vehicle is kept. Not everyone has a family member close by or even in this country to use or even a family member.
Posted on 18/02/2018 09:14
EasyT I understand you can do a lot on the internet, but don't they want an address for where the vehicle is kept. Not everyone has a family member close by or even in this country to use or even a family member.
A friend or family address is sufficient for vehicle registration or licence etc. It does not need to be close by. We are often hundreds of miles from home base any way.
Posted on 18/02/2018 09:20
I could and have thought of living in a static caravan over the summer, overlooking the sea, at least in a static you have rooms and space and no need to keep moving every 21 days, but a touring van, even a 6 berth would be too crammed, even with an awning and little possessions.
The only positive point I can see would be less cleaning, 10 minutes all done, then I could sit, eat and watch TV, and maybe a little walk.
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cariadon
Caravanner