Posted on 16/02/2018 09:07
Have decided to start a new thread so not to take over the what your doing discussion.
The question / discussion is the benefit of living in a caravan on a club site and moving every 21 days to living in a brick built solid home.
For me apart from the investment angle is -Holidays away in the van, if you lived in one then it's no longer a mobile holiday home.
What do others think.
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Posted on 18/03/2018 13:19
Out of interest and not wishing anything untoward towards Malcolm but if Malcolm passed away suddenly, or indeed not so suddenly, where would that leave his wife?
I reckon homeless, visa-less (won't meet the income requirement before any other consideration) penniless as assets seized to cover debts. If that were me as the wife I'd be beside myself with worry and if I were Malcolm ashamed that I'd made so little provision for my beloved.
On the what are you up to thread Malcolm claims an income of £1500 a month literally just meeting to the penny his wife's visa condition. Out of interest I took minimum wage of £7.50 per hour times 40 hours a week times 52.16 (to get an annual figure) divided by 12 months gives a monthly income of £1304. So a pretty good income in comparison.
I too have done a quick calculation and granted no mortgage/rent outlay but a CAMC site way over our monthly bills and maintenence allocation so definitely couldn't afford not to have a property and fulltime on club sites when paying the 'going' rate.
1 person likes this
Posted on 18/03/2018 12:34 by OneputtM have you considered or tried claiming housing benefit? The below was from another forum:
You can claim housing benifit to go towards the pitch rent (ground rent). My council took some convincing to start with as they only paid for houseboat morrings, although there were no moorings available in the county as the river is not fully navigable. But explain that a caravan pitch is equal to a river bank mooring and they soon see the equallity angle. We get a max of £40 a wk towards ground rent.
As you don't stay in one place all year, you do not need to pay council tax. Got that straight from the horse's mouth.
If you apply for a council house/housing association, you will find your on the bottom rung as they believe that as you have a caravan to live in you're ok jack.
Posted on 18/03/2018 13:20
I think his earnings are to high to claim, because in order for his wife to stay in this country he has to declare a certain amount of income, which I think is too much for benefits, plus he has a tenancy agreement on his cousins house, again for immigration purposes.
Posted on 18/03/2018 13:19 by Bakers2Out of interest and not wishing anything untoward towards Malcolm but if Malcolm passed away suddenly, or indeed not so suddenly, where would that leave his wife?
I reckon homeless, visa-less (won't meet the income requirement before any other consideration) penniless as assets seized to cover debts. If that were me as the wife I'd be beside myself with worry and if I were Malcolm ashamed that I'd made so little provision for my beloved.
On the what are you up to thread Malcolm claims an income of £1500 a month literally just meeting to the penny his wife's visa condition. Out of interest I took minimum wage of £7.50 per hour times 40 hours a week times 52.16 (to get an annual figure) divided by 12 months gives a monthly income of £1304. So a pretty good income in comparison.
I too have done a quick calculation and granted no mortgage/rent outlay but a CAMC site way over our monthly bills and maintenence allocation so definitely couldn't afford not to have a property and fulltime on club sites when paying the 'going' rate.
Posted on 18/03/2018 13:20 by cariadonI think his earnings are to high to claim, because in order for his wife to stay in this country he has to declare a certain amount of income, which I think is too much for benefits, plus he has a tenancy agreement on his cousins house, again for immigration purposes.
Posted on 18/03/2018 15:02 byI'll just have to stay alive, Yertiz! Then she can be provided for out of my pension and earnings!
Posted on 18/03/2018 15:33
I'm really not bothered about the financial side of your life, I'm more concerned about you possibly leaving your wife, in a caravan on a side street on her own, while you are out delivering pizzas!
There`are some nasty people about these days 
But, of course, that is not going to happen as it's a wind up, eh?
Posted on 18/03/2018 15:33 by YertizI'm really not bothered about the financial side of your life, I'm more concerned about you possibly leaving your wife, in a caravan on a side street on her own, while you are out delivering pizzas!
There`are some nasty people about these days
But, of course, that is not going to happen as it's a wind up, eh?
Posted on 18/03/2018 13:19 by Bakers2Out of interest and not wishing anything untoward towards Malcolm but if Malcolm passed away suddenly, or indeed not so suddenly, where would that leave his wife?
I reckon homeless, visa-less (won't meet the income requirement before any other consideration) penniless as assets seized to cover debts. If that were me as the wife I'd be beside myself with worry and if I were Malcolm ashamed that I'd made so little provision for my beloved.
On the what are you up to thread Malcolm claims an income of £1500 a month literally just meeting to the penny his wife's visa condition. Out of interest I took minimum wage of £7.50 per hour times 40 hours a week times 52.16 (to get an annual figure) divided by 12 months gives a monthly income of £1304. So a pretty good income in comparison.
I too have done a quick calculation and granted no mortgage/rent outlay but a CAMC site way over our monthly bills and maintenence allocation so definitely couldn't afford not to have a property and fulltime on club sites when paying the 'going' rate.
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cariadon
Caravanner