Insurance companies are their own worst enemy

SteveL replied on 05/10/2016 12:07

Posted on 05/10/2016 12:07

Just had our second car insurance through, it had gone up by almost £70. I input like for like details into their website and it came up almost £100 cheaper. On phoning them they straight away agreed to honour it and said they would have noticed their mistake when we renewed . So if they had not been greedy, they could have held it at last years figure and we would have paid it, but now they are getting £30 less.

tigerfish replied on 29/03/2018 20:17

Posted on 29/03/2018 20:17

Ive got the same problem this year!  I Insure with the I.A.M. last year the combined price for the two cars was in the high six hundreds. This year the same two cars is about £1,000  Yet no claims (ever) and no convictions (Ever).  They seem to think that at 73 I am now a greater risk!!

Will have to shop around I suppose, but suspect that I A M might be cheapest.  This year the NFU suggested over £1000 for my Merc let alone the little Jazz.

TF

richardandros replied on 30/03/2018 08:46

Posted on 29/03/2018 20:17 by tigerfish

Ive got the same problem this year!  I Insure with the I.A.M. last year the combined price for the two cars was in the high six hundreds. This year the same two cars is about £1,000  Yet no claims (ever) and no convictions (Ever).  They seem to think that at 73 I am now a greater risk!!

Will have to shop around I suppose, but suspect that I A M might be cheapest.  This year the NFU suggested over £1000 for my Merc let alone the little Jazz.

TF

Posted on 30/03/2018 08:46

I switched to NFU a couple of years ago and this years's renewal was only slightly up on last year's. I pay just under £600 for two cars - 3 year old Touareg and a new Corsa, which I don't think is bad.  However, my main reason for switching to them is that, if I have a query, I can speak to a real person in our local office and I don't get the usual call-centre waffle.

tigerfish replied on 30/03/2018 09:51

Posted on 30/03/2018 09:51

I agree and was happy with them & would have preferred to stay with them, but a difference of several hundred pounds was just too much.

Now I have  a reverse problem!   I.A.M. renewal is £764.17, far too much IMHO. So have got a quote from Saga of about £390, which seems too cheap & have to check everything is OK. How can they be so much cheaper???

TF

Metheven replied on 30/03/2018 10:26

Posted on 30/03/2018 10:26

It's a merry go round, Last year SAGA was the cheapest by far for the same cover and this year it went up by £130.

Halifax came in cheaper than SAGA was last year so went with them, but I can see me moving on again next year. Why they do not want a loyal customer base I do not know, as they see quite happy to lose some and gain others undecided

Oneputt replied on 30/03/2018 11:02

Posted on 30/03/2018 11:02

I insure with LV and despite having my engine rechipped last (insurance company informed) my premium reduced by £26, so well please.

Tinwheeler replied on 30/03/2018 13:48

Posted on 30/03/2018 08:46 by richardandros

I switched to NFU a couple of years ago and this years's renewal was only slightly up on last year's. I pay just under £600 for two cars - 3 year old Touareg and a new Corsa, which I don't think is bad.  However, my main reason for switching to them is that, if I have a query, I can speak to a real person in our local office and I don't get the usual call-centre waffle.

Posted on 30/03/2018 13:48

Those are my thoughts as well R&R. 

I can also vouch for their efficient, hassle free claims handling process. 

Kennine replied on 30/03/2018 14:16

Posted on 30/03/2018 14:16

I always shop around when insurance renewal time is approaching.  There are so many great first year deals to be had for those changing insurance companies.   There is never any discounts for loyal long time customers. 

K

tigerfish replied on 31/03/2018 12:52

Posted on 31/03/2018 12:52

TW, I agree with all that you have said, re service etc. But in this case NFU are DOUBLE the saga premium for the two cars. I.E. £700 more!

£700 is a hell of a lot just for the accepted privilege of speaking to a real live person!

TF

cariadon replied on 31/03/2018 13:43

Posted on 31/03/2018 12:52 by tigerfish

TW, I agree with all that you have said, re service etc. But in this case NFU are DOUBLE the saga premium for the two cars. I.E. £700 more!

£700 is a hell of a lot just for the accepted privilege of speaking to a real live person!

TF

Posted on 31/03/2018 13:43

have you checked out Police Mutual.

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