Banks - Grrr!

SteveL replied on 02/11/2016 12:34

Posted on 02/11/2016 12:34

Is it just me that finds it, or do others think that banks are getting more and more user unfriendly? My mum has an account with HSBC, over which I have power of attorney. The branch is 180 miles from where we live, so I have set everything up for internet banking. However, I have need to actually go and speak to someone at the branch, when we visit that part of the world shortly. I had a look online but it was not possible to book an appointment. So I phoned the only number they provide. This, on an automated system, proceeded to ask for the bank reference, account and date if birth, then about 15 mins wait to get a person. When he answered I was asked for numbers from my phone banking code and memorable info. I don't know I said, I don't do phone banking, only internet. Oh those are different says he, you would have been sent codes for phone banking. I was I said but shredded them as I did not intend to use phone banking. I only want to make an appointment to see someone at my mums branch. Oh you have to pass security to make an appointment says he, or anyone might do it. I am quite happy to prove who I am when I arrive for the appointment says I. That is not acceptable says he. Well to cut a long story short, after another 20 mins or so of being put on hold, while he checked with a higher authority, he decided I could make an appointment. However, the next available was the 16th November. You must be joking says I. I'll get the bank to phone you says he. Total time on call 40 minutes.

 
Well they did within a couple of hours. Spoke to a pleasant chap and all sorted for a weeks time, in a couple of minutes. Why can't they let you just phone the branch!?

moulesy replied on 23/11/2016 09:31

Posted on 23/11/2016 09:31

Today I phoned Santander. Same thing as before I needed to sort an appointment out at the local branch to talk about my mums accounts. It could not have been more different than my dealings with HSBC. No need to prove who I was just to make an appointment. Told me what I needed to bring, appointment made for two days time, a whole hour set aside, all in the space of 10 minutes. As long as the appointment goes as smoothly I will be well pleased.

We've recently opened an account with Santander and I agree, I was very impressed with the whole customer service thing at our branch. Happy. Use left and right arrows to navigate.

redface replied on 23/11/2016 21:12

Posted on 23/11/2016 21:12

Have to say that the reason I was retired from a bank was because I refused to 'sell' products like PPI, Insurance, Pension Mortgages etc.

Yes - I told HO where to go but they told me instead to B----- Off.

Guess I am the one laughing now as they have been paying my pension for the past 20 yrs,  and history has now proved me to be right vis the various scandals.

cyberyacht replied on 24/11/2016 06:21

Posted on 24/11/2016 06:21

My lot did me a package 22 years ago, just before the 'brush salesman' stuff really got going. My ambition is to be on pension as long as I worked for them. Another fourteen to go. None of them seem to know how to do 'proper' banking these days, balance sheets, cashflows, risk assessment, decent lending control. They are just sales assistants.

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