Travel Insurance
22 replies
Cornersteady replied on 13/02/2024 22:16
Posted on 13/02/2024 22:16
I would use the three or more comparison websites and type in your medical conditions and you'll be asked further questions on them, like medications, how long..., and then they will then generate companies and quotes. Or just use one particular company and either ring or use the online forms but you'll find the questions are probably the same. Depending on your conditions it might be necessary to use more specialist travel insurance companies.
We use Sainsburys and found them to be competitive.
Kasspa replied on 13/02/2024 23:18
peedee replied on 14/02/2024 06:39
peedee replied on 14/02/2024 06:51
moulesy replied on 14/02/2024 09:23
Posted on 14/02/2024 09:23
Another vote for "Staysure" here. Applying on line and stating pre-existing conditions is very straightforward and you'll get a decision immediately. Very competitive rates, we've found and, if you do decide to accept them you'll get a printed addendum to your policy stating the conditions accepted.
1 person likes this
eurortraveller replied on 14/02/2024 09:56
DavidKlyne replied on 14/02/2024 10:12
Posted on 14/02/2024 10:12
Have you not considered Red Pennant? Unless its changed you are asked a series of questions about medical conditions and if they are stable and medication hasn't been changed in the last few weeks you are usually accepted. What caught us out was that Margaret takes insulin for her diabetes and they wouldn't cover that which I find rather strange! I have heard they won't cover people on blood thinners like Warfarin although it is possible the more modern ones that don't need regular testing might be accepted? I would be concerned if companies are willing to accept you but exclude specific conditions. I would just be concerned that they excluded conditions might be used as a excuse not to cover another problem?
David
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SteveL replied on 14/02/2024 10:43
Posted on 14/02/2024 10:43
Have you not considered Red Pennant? Unless its changed you are asked a series of questions about medical conditions and if they are stable and medication hasn't been changed in the last few weeks you are usually accepted.
That was certainly still the case last September. Despite issues we were able to answer no to all the questions and didn’t have to ring for screening. The previous year the OH had been into hospital within, I think it was 6 months, so we had to save the quote and they rang her up with some questions. As she had been signed off by the consultant there were no conditions or increase in premium and we took out the insurance.
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iansoady replied on 14/02/2024 11:04
Posted on 14/02/2024 11:04
I agree about Red Pennant - just renewed our personal only cover for theyear. Previously we used the bundled cover from NW Flexplus which had a very rigorous set of questions which left me feeling I may have forgotten something! RP, as David and Steve say, have a basic and clear set of questions. The premium with RP was almost the same as the NW bundled offer.
Hja replied on 14/02/2024 13:02
Posted on 14/02/2024 10:12 by DavidKlyneHave you not considered Red Pennant? Unless its changed you are asked a series of questions about medical conditions and if they are stable and medication hasn't been changed in the last few weeks you are usually accepted. What caught us out was that Margaret takes insulin for her diabetes and they wouldn't cover that which I find rather strange! I have heard they won't cover people on blood thinners like Warfarin although it is possible the more modern ones that don't need regular testing might be accepted? I would be concerned if companies are willing to accept you but exclude specific conditions. I would just be concerned that they excluded conditions might be used as a excuse not to cover another problem?
David
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