Travel Insurance

The print out for your declared conditions is very helpful, especially if you don't auto renewal, although despite an online 'offer' last year it worked out much cheaper to auto renewal, which I managed to 'click' before the period for it expired.....

I'm not usually keen on the auto renewals nowadays as you don't get anything for loyalty & it pays to shop around but Staysure do most often come out best value for money/cover....

Hja

The problem was really the question asked at the screening and maybe how I answered the question. They asked if the amount of insulin used was the same every time. As you will well know the amount of insulin you use is related to the blood sugar levels. They didn't like that answer and refused to cover so it was interesting to read your comment. Probably what I should have said was that insulin was taken as directed by her Diabetic Nurse and perhaps then they would have accepted it? That encounter actually ended our overseas touring. They did suggest another insurer but I liked the all in one policy that Red Pennant offered.

David

This winter we bought our 90 day insurance through Tesco, although more expensive than Red Pennant they asked less questions about a recent change in medication.

JK

Thanks peedee, quite useful 👍

We currently use Staysure, and have for about the last 10 years or so. Just trying to find options.

Just been through the Red Pennant quote, about £30 cheaper than Staysure and the questions are quite simple and straightforward, if your condition is stable they will cover you. Thanks everyone 

Sounds like they haven’t caught up with modern diabetes treatment.

An advantage of Red Pennant is that health and motor insurance is linked. Friends had an issue when Health Insurance didn't cover repatriation of vehicle and vehicle insurance also wouldn't cover because there was nothing wrong with the vehicle.

We used to use Staysure until I was referred for an echocardiogram a short while before a trip.  As required I phoned to notify them and was advised that not only would my cover for my cardiac condition be suspended, there would be NO cover for ANY of my declared conditions - even my Gout !

I managed to get full cover forthe trip through BP insurance brokers  https://bpib.co.uk/  who I found on the British Heart Foundation web site.  They have a list of brokers who can help with pre existing conditions.

Needless to say, I didn't renew with Staysure !

That's really strange as they covered my wife after a heart attack & coronary angioplasty, the only questions that were asked when entering it under pre-existing conditions were:

Coronary angioplasty
• How long ago was your angioplasty or stenting performed?
• How many heart attacks have you had in total?
• Have you EVER had any chest pain or chest tightness since your last procedure?
• How many coronary stents do you have?
• Can you always walk 200 metres on the flat without becoming short of breath?
• Have you been advised to take medication for high blood pressure?

The key question was regarding how long the angioplasty had been done, less or more than 6 weeks....