Travel Insurance

I would use the three or more comparison websites and type in your medical conditions and you'll be asked further questions on them, like medications, how long..., and then they will then generate companies and quotes. Or just use one particular company and either ring or use the online forms but you'll find the questions are probably the same. Depending on your conditions it might be necessary to use more specialist travel insurance companies.

We use Sainsburys and found them to be competitive.

Staysure every time for us....

Which magazine recently published an article about this, try searching their web site.

peedee

Here is >a Link< to the article in the Which magazine, it might help.

peedee

Another vote for "Staysure" here. Applying on line and stating pre-existing conditions is very straightforward and you'll get a decision immediately. Very competitive rates, we've found and, if you do decide to accept them you'll get a printed addendum to your policy stating the conditions accepted. 

St Martin Lewis has advice and guidance on MoneySavingExpert.com

Have you not considered Red Pennant? Unless its changed you are asked a series of questions about medical conditions and if they are stable and medication hasn't been changed in the last few weeks you are usually accepted. What caught us out was that Margaret takes insulin for her diabetes and they wouldn't  cover that which I find rather strange! I have heard they won't cover people on blood thinners like Warfarin although it is possible the more modern ones that don't need regular testing might be accepted? I would be concerned if companies are willing to accept you but exclude specific conditions. I would just be concerned that they excluded conditions might be used as a excuse not to cover another problem?

David

Have you not considered Red Pennant? Unless its changed you are asked a series of questions about medical conditions and if they are stable and medication hasn't been changed in the last few weeks you are usually accepted.

That was certainly still the case last September. Despite issues we were able to answer no to all the questions and didn’t have to ring for screening. The previous year the OH had been into hospital within, I think it was 6 months, so we had to save the quote and they rang her up with some questions. As she had been signed off by the consultant there were no conditions or increase in premium and we took out the insurance.

I agree about Red Pennant - just renewed our personal only cover for theyear. Previously we used the bundled cover from NW Flexplus which had a very rigorous set of questions which left me feeling I may have forgotten something! RP, as David and Steve say, have a basic and clear set of questions. The premium with RP was almost the same as the NW bundled offer.

Interesting about no cover if you are on insulin. We haven’t needed RP for some years but we used to use it every year for probably 20+ years. Ian is insulin dependent and has been for all the time we used it. There is no way we would have hidden that.