Motorhome insurance - 1st motorhome

Thanks all - thought as much , really helpful as usual

Try Caravan Guard, they give an introductory 1 years NCD, plus other small discounts for CC membership and alarms. I found they were the cheapest but it depends where u live etc.

Safeguard very good; they will give credit for ncd and include European breakdown. 

Hi

As always invaluable advice - tried Safeguard but since my wonderful husband "clipped" - his words not mine - my car on the our side wall in Feb 2015 my NCD mirror is now not valid :( He says clipped -I say hit - it's all semantics of course ). That said, Safeguard transferred me to their sister company "Scenic" and they have easily come out as the cheapest.

I get UK and European  breakdown with my rig for two years  - plus we are only travelling in UK in the first year...

I'll definitely try Caravan Guard though as my final quote.

The prices so far have varied from "no way" to £349!

Have you tried comfort they came out cheapest with decent cover last September when we got our first MH just waiting to see what they quotes for renewal I will then shop around again.

The car is insured in my name and the MH in the wifes name.

So NCD is never a problem and when offers justify it we change companies if the current company doesn't match other offers.

Current MH insurance is awaiting renewal....£220 last year and they want £237 this year????

Im also looking for insurance and the CC are quoting £80 a year more than comforts top package with european breakdown cover included.

I take it CC insurance does not come with breakdown cover, apologies if it does and im being blind not seeing this.

So question time, what does the CC have that comfort doesnt?

Just got a quote from Comfort of £430 inc recovery.

My CC cover has no Recovery but we do have AA car insurance and recovery elsewhere!

So, about the same all in!

Wow! don't the quotes vary wildly!! 

I've tried Comfort, Safeguard, Scenic, CC, Adrian Flux (very bored advisor who had zero interest in the quote - bearing in mind this is my first motorhome and when she asked the question "how many seats?" and I asked "did she mean belted or any seats" - she replied, "belted obviously!" and when we got to "how many doors" she followed it on by , "you know the ones you go in and out of" - cheeky moo") caravanguard and saga...phew! I could repeat the details in my sleep. I also made sure I had like for like on each quote. Finally decided to go with Scenic who quoted £295 so very happy especially as my first quote was nearly £800!!

Result .wow phoned Peugeot insurance who I had a policy with on a second car which I cancelled six months ago with 9 years ncd they let me reopen it quoted me £214 . Full comp insurance.left  out legals & contents I have travel insurance which covers personal  items  world wide also have aa breakdown  cover .so not really bothered about bedding and pots &pans  left in m/home .wife said she  like some new bedding anyway .we really  don't carry anything of real value after cleaning out caravan .paid up straight away happy days