Posted on 18/02/2017 11:27
I understand that many members take out Multi trip Red Pennant insurance if they intend to go abroad twice a year. These would appear to trips either side of the peak season to coincide with the ACSI periods.
My questions is does this Multi trip insurance only work in a Calendar year and consequently would it not work if we holidayed August and the following May rather than May/August of the same year.
Posted on 18/02/2017 16:40 by DavidKlyneIs it that stupid? Imagine taking a week to get to the start of your Continental holiday. You have already paid for the crossing and perhaps some or all of your sites before leaving home. If you could set the Red Pennant start date for the day of the crossing none of that would be covered if you had a major incident in the week prior to the start of the Continental leg of your holiday? OK I know people will say that they don't book ahead etc, etc but many will so are Red Pennant meant to have two systems? As far as I am aware they are happy for the insurance to end the day you return to the UK which allows you to make use of any UK based insurance you may have in place.
David
Posted on 18/02/2017 21:33
OK, maybe stupid was well....stupid. But last year we wanted to have a 10 day holiday in East Anglia before catching the ferry. The Additional Premium to cover this period added to the European cover was more than that at risk, namely the ferry fare. Addt. Premium = £140, ferry fare at risk £120. Same again later in year.
Whilst accepting that some members financial exposure will include site fees etc. there are just as many members such as ourselves where the sole exposure will be getting over to the continent. So maybe an option to exclude UK portion might help.
Like AD we have in the past cut our intended holiday period to suit the insurance. However for the immediate future we have found a better way of covering ourselves than using RP. Just to clarify, I don't have a problem with RP cover or service but find it way too expensive for MY needs.
I'm glad TammyGirl got the CC's interpretation in writing and won't have to rely on the insurer resorting to small print. At least this should save some money as return period holudaying in UK can now be discounted. I hope Insurance staff inform buyers as well.
The Ovaltineys