Red Penant breakdown cover - its a joke

Tammygirl replied on 01/04/2016 16:50

Posted on 01/04/2016 16:50

Just been in touch with Red Penant for our breakdown cover for our forthcoming trip.

We are a motorhome and tow a trailer with a scooter on board. The M/H is covered but the trailer is only covered if its towable. Frown So if we are involved in an accident (sideswipe or rearend) and the trailer is damaged Red Penant won't recover it, they will recover the M/H but not the trailer. However if the M/H breaks down they will recover the complete unit.

When I questioned how this compared to a car and CaravanI I was told, yes the caravan would be recovered even if it wasn't towable. I aked why that was the case and was told "we are the caravan club" the caravan is the holiday accomadation,  your M/H is your accomadation. The trailer is an add on. Is it me or does anyone else find this odd and unfair.

We do have seperate breakdown cover for the scooter, for when its not on the trailer but it won't cover the trailer.

So we are in a bit of a fix how do we ensure that the trailer is covered?

replied on 09/04/2016 10:44

Posted on 09/04/2016 10:44

The user and all related content has been Deleted User

FifthVan replied on 09/04/2016 10:49

Posted on 09/04/2016 10:49

I am just curious, but if I personally was in an accident I would telephone my insurance company because technically I have not broken down whereas if I had broken down I would automatically call Green Flag? I am maybe missing something? Not very technically minded and good to know for in future.

EmilysDad replied on 09/04/2016 10:59

Posted on 09/04/2016 10:59

I have only scanned this thread as boredom with the pointlessness of it set in quickly......  

I'd suggest reading it all then ...... Sealed

EmilysDad replied on 09/04/2016 11:08

Posted on 09/04/2016 11:08

 ....  its a big 3 wheel Peugeot Metropolis and ...

I never knew there was such a thing .... I've seen loads of the Piaggio's MP3 though in France.

Digressing ..... Embarassed can it be driven on a car licence too, and if it's a trike, I assume that you don't legally (not sensibly) need a helmet either

 https://www.youtube.com/watch?v=So6qEqzhKes

replied on 09/04/2016 11:28

Posted on 09/04/2016 11:28

The user and all related content has been Deleted User

Tammygirl replied on 09/04/2016 12:17

Posted on 09/04/2016 12:17

I am just curious, but if I personally was in an accident I would telephone my insurance company because technically I have not broken down whereas if I had broken down I would automatically call Green Flag? I am maybe missing something? Not very technically minded and good to know for in future.

You are quite right in tht if it is and accident then its your insurance you call, for breakdowns its your breakdown cover company which ever you have. For overseas it becomes a little more involved as costs can be quite eye watering and you need or should I say should have European breakdown cover.

Tammygirl replied on 09/04/2016 12:25

Posted on 09/04/2016 12:25

 ....  its a big 3 wheel Peugeot Metropolis and ...

I never knew there was such a thing .... I've seen loads of the Piaggio's MP3 though in France.

Digressing ..... Embarassed can it be driven on a car licence too, and if it's a trike, I assume that you don't legally (not sensibly) need a helmet either

 https://www.youtube.com/watch?v=So6qEqzhKes

Friends have a Piaggio MP3 or did until they saw ours they are now thinking of changing.Laughing

Yes it can be driven on a car license, well ours can. There are differant models and engine sizes, ours is a 400cc and it has a footbrake pedal which is a requirement, we were told, to put it in the class of driving on a car license. Again yes technically you can drive it without a helmet but as its capable of travelling at over 70 mph why anyone would is beyond me. We were full helmet, jackets and trousers all approved. We changed from 'A' framing in Europe as it was becoming a nuisance and bought the trike instead, we've had great fun with it, you can park it anywhere, for free usually. OH is reliving his youthWink 

Tammygirl replied on 09/04/2016 12:30

Posted on 09/04/2016 12:30

TG I'm pleased you have your problem sorted and for interest I would like to know which insurer has met your requirement as I am sure others would.


Thanks you DD, we found Green Flag Euro+ met our needs.

Incidentally, I have always fancied one of those trikes.


Laughing they are great fun and suprising comfortable and a suprising amount of storage for shoppingInnocent bit heavy for me but I can ride it, not with OH as pillion thoughSurprised

 

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