Leisure vehicle insurance. Storage or your drive

TimJim replied on 15/01/2022 15:55

Posted on 15/01/2022 15:55

In over 40 years of using leisure vehicle insurance both caravan and motorhome I'm trying to establish whether it's cheaper to insure your vehicle if it's kept in Cassoa storage or on your own property. In my own experience you always get a discount applied to your premium if it's kept In secure storage. Apparently it's now evident that this may not be the case.

Anybody else find it cheaper keeping your pride and joy on your drive ? TIA 

Tj

 

 

JVB66 replied on 15/01/2022 16:11

Posted on 15/01/2022 16:11

As TW posted ,it all depends on whether the area where you or the area of the storage   is deemed as the most at risk  it does not seem to matter

Try a quote for each place    

Cornersteady replied on 15/01/2022 16:16

Posted on 15/01/2022 16:16

I would certainly pay more to store it at home for convenience if I could. What's best for you?

btw I'm a big fan of Fireball XL5

TimJim replied on 15/01/2022 16:34

Posted on 15/01/2022 16:16 by Cornersteady

I would certainly pay more to store it at home for convenience if I could. What's best for you?

btw I'm a big fan of Fireball XL5

Posted on 15/01/2022 16:34

Storage is way cheaper for my circumstances...I'm from NE Cornersteady as well. 

Steve Zodiac out...😆👍

Tj

eribaMotters replied on 15/01/2022 16:35

Posted on 15/01/2022 16:35

I've just been getting quotes this morning and believe home storage must have a discount element. I have a Liverpool postcode and two security devices. On a 90 day European cover base with £250 x/s etc I'm still getting quotes of £269 and £273 on £27K  new for old. This is with well known agents, Lifesure and Ripe [Aviva]

 

Colin

DavidKlyne replied on 15/01/2022 20:02

Posted on 15/01/2022 20:02

I suppose its not something many would consider because usually storing an LV is an either or situation. If you have the space to keep it at home you probable wouldn't think about storage? As Burgandy suggests even if it were cheaper if in storage the savings in storage costs would surely outweigh any extra premium?

David

replied on 15/01/2022 20:43

Posted on 15/01/2022 20:43

The user and all related content has been Deleted User

eribaMotters replied on 15/01/2022 22:54

Posted on 15/01/2022 22:54

So true AD. We are currently relocating again, from Merseyside to Devon and the top priorities are a 6x6m garage and space for the caravan.

 

Colin

eurortraveller replied on 16/01/2022 15:17

Posted on 15/01/2022 22:54 by eribaMotters

So true AD. We are currently relocating again, from Merseyside to Devon and the top priorities are a 6x6m garage and space for the caravan.

 

Colin

Posted on 16/01/2022 15:17

Welcome South West Colin. and good wishes for your relocation.

  We made the move 40 years ago , bought a decrepit old farmhouse with collapsing stone barns - put up poles and a tin roof for one of them and the caravan went in under. Then we decided we ought to have a kitchen in the house, and sewage into a tank instead of just pooling under the big oak tree.  

A lot of work when we were younger but we never paid the sort of undercover caravan storage fees others have mentioned .

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