Leisure vehicle insurance. Storage or your drive

TimJim replied on 15/01/2022 15:55

Posted on 15/01/2022 15:55

In over 40 years of using leisure vehicle insurance both caravan and motorhome I'm trying to establish whether it's cheaper to insure your vehicle if it's kept in Cassoa storage or on your own property. In my own experience you always get a discount applied to your premium if it's kept In secure storage. Apparently it's now evident that this may not be the case.

Anybody else find it cheaper keeping your pride and joy on your drive ? TIA 

Tj

 

 

Tinwheeler replied on 16/01/2022 15:35

Posted on 16/01/2022 15:35

40 years - you’ll be accepted soon, Euro.😀

I was born and bred within 30 miles of my current home so pretty familiar with Devon and Cornwall. Sing out if you need any info, EM.

eribaMotters replied on 16/01/2022 16:04

Posted on 16/01/2022 16:04

Thanks. Late 2017 I retired early and we moved from 35 years in Essex to Merseyside where I still have family. I now fed up with my dysfunctional family and as our eldest son has relocated in Devon after some time in New Zealand it is time to make another expensive relocation.

On Merseyside we took on an 80m2 extension and once the structural stuff was over I did a full refurb including reconfiguration and refi, decoration and landscaping over 18 very long months. This included making all joinery from scratch out of sawn timber, only buying in oak doors and skirtings. I'm not up for such a big job this time as I want some holidays, so we are looking closely for something that is more complete. A 10 mile radius of Winkleigh, about midway between Barnstable and Exeter is our search area as our son has recently settled on a farm there.

2022 could be great year, but then again 2020 could have been, we never know.

 

Colin

hitchglitch replied on 18/01/2022 14:04

Posted on 15/01/2022 15:55 by TimJim

In over 40 years of using leisure vehicle insurance both caravan and motorhome I'm trying to establish whether it's cheaper to insure your vehicle if it's kept in Cassoa storage or on your own property. In my own experience you always get a discount applied to your premium if it's kept In secure storage. Apparently it's now evident that this may not be the case.

Anybody else find it cheaper keeping your pride and joy on your drive ? TIA 

Tj

 

 

Posted on 18/01/2022 14:04

Our insurer would not insure the caravan for both home and storage locations and we used to keep it 6 months at home, 6 months at a farmers field. The storage location was not particularly secure but met the insurers minimum  requirements for gated access and was cheaper so we used to get a partial refund. This was simply based on postcodes of the two locations. 

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