Is Red Pennant worth it?

We would not travel without ADAC. Excellent efficient service all speak English so no problems there.  Covers items RP doesn't. And for under £100 a year covering you in UK too. up to 10 metre long caravans/trailers,  covered if not attached to car eg on campsite both vehicles covered.  Been members over 10 years now used 3 times each in a different country, sorted in no time.  The 2nd largest  Breakdown Organization in the World to AAA of US.  

DianneT

Thanks everyone. Lots to think about.....

What's ADAC?

What's ADAC?

German for the AA 

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I have paid for  it every trip  (over 40 now)  and never claimed, must be around £5k now  at todays prices but one incident could easily cost that and more. I have looked for alternatives including ADAC but by the time medical/personal cover was found elsewhere for the length of trips we take (free bank cover only does short trips) there was nothing in it but the added complication of dealing with multiple agencies.

It may be for a shorter trip there are savings to be made but I have not  found them for 120 days a year.

David

Not sure we have spent as much as you on Red Pennant but I am sure that if I added it up it would come to a tidy sum. I think there are any number of alternative breakdown packages that you could buy that would do the job but as you point out it is the medical side that causes us the problem. Supposedly free bank based products are not as free as they claim and by the time you add the excesses in they end up more expensive than RP. Even ordinary overseas medical insurance policies add pounds for every medical condition. One well known company even refuse to cover us, whether that was because of Margaret's bypass operation or the fact that she uses insulin its difficult to tell. With RP you answer a few simple questions and its all arranged, simple. 

David

To me the cost is not excessive when you consider the potential cost of a claim where a car and caravan or motorhome have to be repatriated from the South of France. In proportion to the cost of a foreign holiday it is not that great. It was set up by the club knowing the needs of members better than those who just see it as a way to make money or as an add on to a standard motoring policy but not knowing exactly what is needed..

£141 for car, van and 2 people insurance

£112 for just the car and van insurance

There's not a lot of difference; I could probably save £10 if I took out an alternative personal insurance - but, for the faff, I don't think its worth it.

Bought it!

 

Im off abroad in the van. As its already costuing me an arm and a leg, I need to ask - is Red Pennant insurance worth it or can I get cheaper?

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We find that CCC  has always offered an equivalent level of cover for a cheaper price. Comments from members  who have needed to use the service seem to show the same high level of satisfaction as fom CC members who have used RP.