Is Red Pennant worth it?

There are two sides to your question.

You may or may not get personal/medical cover cheaper elsewhere - that depends on your age , state of health and medical history.

You can certainly find cheaper motor breakdown / recovery cover elsewhere - but it wIll be different and will not include the same details or the same provisions.  You would need to compare policy documents closely to see what you would actually get and what you actually want. Red Pennant includes some items which other policies do not.

In our case it is usually very well worth it.  Let's just say that on balance, we have probably fad a problem with the car on the continent more times than we have not.  Of course, you know how it goes: the time you don't take out cover........

David 

It was definitely worth it for us when we had an accident in our motorhome whilst in France some years ago.  Red Pennant were absolutely marvellous from start to finish.  We rang them as soon as we had the accident and they talked us through everything, arranged for the breakdown people to come, asked us to ring them again when we arrived at the breakdown garage which we did and a lovely  bi-lingual lady on the other end of the phone talked through everything with us and the garage. They arranged a hire car and accommodation in a Logis.  We were stuck in France for 5 days until the recovery truck could get to us in France (the weekend and a strike got in the way) and they phoned us everyday to ask us how we were.  They also re-arranged our ferry for us. The breakdown truck arrived with a car for us to drive home in and took our motorhome to our local dealer back home and collected the car we had driven home in.  The young man who was driving the break down truck couldn't have been more helpful either. Red Pennant paid for everything we just had to keep receipts of all our bills for the Logis and any meals out.  We wouldn't travel on the continent without Red Pennant cover.  They were brilliant.

 .....  Let's just say that on balance, we have probably fad a problem with the car on the continent more times than we have not.   ....

What are you driving? Even my ageing Omega made there & back a few times with no problems at all .... other than the ability to pass a petrol station!

Insurance is one of those things no one likes paying for and when it has been bought no one wants to be in a situation when they need to use it. I would never go without it. My luck is that the once I may try is the time I need it.

Is insurance worth it? You bet. Is Red Pennant worth it? Well, there are alternatives but nothing as comprehensive. It depends whether you can live without the extras RP gives you plus the excellent back up service. It also depends on the difference between RP and the alternatives and how long you are going for. You really have to do a lot of research yourself but there are numerous threads on this subject on CT.

My answer to the OP, probably not but it depends how comprehensive you want the cover to be. If your car breaks down do you really want to have another tow car to continue your holiday or do you just want to fly home? If your Mhome has a serious problem you probably just want to fly home and let somebody fetch it for you - you don't need RP for that. 

 .....  Let's just say that on balance, we have probably fad a problem with the car on the continent more times than we have not.   ....

What are you driving? Even my ageing Omega made there & back a few times with no problems at all .... other than the ability to pass a petrol station!

All manner of vehicles over the last 40 odd years.  All regularly maintained and service.  I think I'm generally not a lucky person with cars.  Currently I have a Discovery 3.  Apart from the service and cambelts changed within the last month, I have had rear discs and pads replaced, tyes all around and then about 10 days ago we started to get a noise.  Mechanic thought front bearings.  He replaced the front NS bearing - no different.  So he put the good bearing he had taken off the NS on to the OS, just to try it.  No difference!  Other contenders are propshaft, transfer box or diff.   Propshaft now replaced - no different.  My regular mechanic has no time to do the repair this week.  As it is urgent, I've taken the car to a very reputable local mechanic who specialises in Land Rovers.

He drove it around and said diff.  Then he got it on the ramp and agreed with my regular mechanic to try the transfer box.  I've now got the part and he will put it on Friday.

Am I going without Red Pennant?  Not likely!!  

David 

I keep thinking about knocking Red Pennent on the head, then I think... What if...

We usually take out RP but this year we found out that the trailer isn't covered in its own right, so we had to look elsewhere for cover, we found it with Green Flag. It covers everything we wanted and for 12 mths not just for a given period of time, full UK and European cover. There is non of the faff about home to home, losing days off your holiday because you want to take your time going to the ferry etc. RP is good but there are other choices out there and the world doesn't stop turning if you go with someone else