Caravan Club car insurance

kevinhrc1 replied on 07/10/2016 19:32

Posted on 07/10/2016 19:32

I have just recieved my renewal for car insurance through the club, from devitt insurance brokers,  the policy had gone up by £58 even though my car has devalued by a £1000 pounds as it is another year older.

While I was talking to him he said has your vehicle got parking sensor's yes i said, factory fitted he said that they would have to charge extra aswell, because it has sensor's which were optional on my car so they would count as a modification well i cancelled the insurance renewal which was £476 minus the new charge for parking sensor's which would have gone on top of the £476 it was £418 last year which i thought was dear enough; so i have insured it with tesco with the same cover for £351 a saving of £125 it's true what they say it pays to shop around,   so if any of you have had your renewal i should see if you can get cheaper else where.

 

Wildwood replied on 13/10/2016 19:33

Posted on 13/10/2016 19:33

We have renewed yet again with SAGA for our M/H. We did the usual ring round of the big favourite companies first and not one of them could come anywhere near the renewal from SAGA. When we then spoke to SAGA we got a further discount for 'loyalty' we then asked about their European/UK 5*  breakdown cover, went through everything to see if it covered what we wanted it to and got another discount for taking it out at the same time as our insurance. All up including breakdown £302.00.Smile

Write your comments here... SAGA have a good reutation so you are lucky if they give you the best deal. The problem is it will not work with them for everybody so we all have to do our own homework.

KjellNN replied on 13/10/2016 21:24

Posted on 13/10/2016 21:24

We had our towcar with the Club insurance 3 years back, one of those save at least £25 deals, but it did of course shoot up the following year, so we moved elsewhere.

Have today insured our Smart through the Club, again on the save at least £25 deal, no doubt we will need to move that elsewhere next year.

Cover is good though.

Tammygirl replied on 13/10/2016 22:41

Posted on 13/10/2016 22:41

We have renewed yet again with SAGA for our M/H. We did the usual ring round of the big favourite companies first and not one of them could come anywhere near the renewal from SAGA. When we then spoke to SAGA we got a further discount for 'loyalty' we then asked about their European/UK 5*  breakdown cover, went through everything to see if it covered what we wanted it to and got another discount for taking it out at the same time as our insurance. All up including breakdown £302.00.Smile

Write your comments here... SAGA have a good reutation so you are lucky if they give you the best deal. The problem is it will not work with them for everybody so we all have to do our own homework.

...I agree we all have to try and get the best deal with the best cover. I was pleasantly suprised when again we didn't have a hike in the policy, I know it happens with some companies and with Saga too, just grateful for another year at a good price.

Fysherman replied on 18/10/2016 16:20

Posted on 18/10/2016 16:20

I've only ever had one car insurance quote by the CC and they were way off. Never ried them again.

Just renewed my insurance so though I would give the club a chance. They were way out until you click the box which activates the £25 less than your current insurance offer.

This gave £25 less than my existing quote. Happy days? Not really, clearly this is a one off offer and next year you are likely to be hit with a massive increase. That and the fact SAGA beat not only the quote from my existing insurance AND by more than £25 AND they protected my NCD for no extra charge.

 

dmiller555 replied on 18/10/2016 16:37

Posted on 18/10/2016 16:37

As a new CC member I asked for a car insurance quote and was told just over £1000 and that with more than 10years no claims. I didn't bother discussing it and renewed with LVE for £380. 

Fysherman replied on 18/10/2016 16:43

Posted on 18/10/2016 16:43

Having done the meercat bit and seen the variation on the quotes offered I am beginning to wonder if it's all just a big scam.

Insurance seems to be based not upon risk but what number they think would be good to offer today.

Then add a bit according to what day it is.

Wildwood replied on 24/10/2016 20:51

Posted on 24/10/2016 20:51

Having done the meercat bit and seen the variation on the quotes offered I am beginning to wonder if it's all just a big scam.

Insurance seems to be based not upon risk but what number they think would be good to offer today.

Then add a bit according to what day it is.

It is a bit like buying your cat. You can opt for a Dacia for next to nothing or a Rolls for a second and third mortgage. On the face of it they will both get you from A to B but it is how they do it that makes you choose the right one for you. To be the cheapest usually means that something or somethings have been sacrificed and it can be claims settlements or service so I would certainly ignore the cheaper quotes and look at what seems to be more common. On that basis you will almost certainly be in a better position if you need their help. There are bargains out there like evrything else but unless like me you have spent near fifty years in the industry I doubt you will know which they are.

BlueVanMan replied on 25/10/2016 07:50

Posted on 25/10/2016 07:50

 

It is a bit like buying your cat. You can opt for a Dacia for next to nothing or a Rolls for a second and third mortgage. 

Write your comments here...I have never had a cat named after a  car but yes the insurance can be jolly expensive Laughing

Rushallmanor replied on 25/10/2016 09:56

Posted on 25/10/2016 09:56

It must depend on your car, age and postcode as my car insurance with the club is as cheap as I can get and with better cover!

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