Car Insurance Quotation Offer

Strongly disagree with that statement they do it because a lot of people cannot be bothered to shop around for insurance so the company just help themselves to more of your money. If you buy a tv or sofa with your card the shop doesn't think 12 months later I will take another payment without consent, no it should be banned. If I want to take up their renewal quote I will let them know and authorise a new payment

Not all insurances are necessarily on automatic renewal. I have contacted insurance company  in the past to be put on automatic renewal. 

I see no advantage to not being on auto renew, I cans see one obvious disadvantage on not being on auto renewal.

this is what an insurance company should do quote

The insurance company must also contact you 30 days before your insurance is due to end and tell you that they will renew the contract unless you tell them not to. If you don’t receive this notification, you should be able to cancel your insurance without paying a charge. unquote

this they will tell you is so that you do not inadvertantly drive with no insurance, and i think this is good.

also even if they auto renew and you were not immediately aware of this, then you still have  a 14 day cooling off period and you can cxl at anytime during this period, Staysure for example have just charged me £1.90 to cover postage and some admin of a policy i cxled within 14 days.  

It is a relatively simple process to follow and i guess works for both parties, e.g. you do not get fined for driving without insurance, and if you dont keep on top of the process the insurance company retains a customer and get lots of money.

+1👍🏻(Not ‘NFU,’ ‘more than’)

And I’m sure they're not the only two companies who work that way👍🏻👍🏻

A lot of insurance companies auto insure by default .... you need to tell them not to if you don't want it.

My car is currently insured with the Caravan Club but won't be next year. I received my renewal documents last week and they wanted an extra £220 to insure me for the next twelve months. 

I've not made a claim in the last year and nothing has changed as far as the car and my ability to drive is concerned. I have had a clean licence for 54 years.

I expected to pay a bit more as I had read that car insurance generally was going up by about 15% but over 50% no way!

I rang to ask for an explanation but all I got was " some companies have had an increase in claims even though you haven't made a claim" 

I'm now insured for next year with the co-op (CIS) via the AA for £200 less than C&MC.

And That, is why 'Auto- renewal' is a BAD idea.

I want to be able to decide what monies come out of my Bank Account, I also prefer 'Standing Orders' rather than Direct Debits as I like to manage my OWN  bank account.

And That, is why 'Auto- renewal' is a BAD idea.

Why? Because you are still able to cancel the renewal? What is bad about that? 

All companies will put you on auto renewal now to make sure you do not accidentally fail to insure. The renewal notice will state this clearly and if decide to move they will show you how to cancel on the renewal notice. You can also cancel the standing order to make sure you are not double charged.

This system is far better than having people slip through without renewing and the cost of third party claims for these now uninsured drivers being added to your premiums.