Breakdown UK/abroad etc

alann replied on 08/01/2017 16:06

Posted on 08/01/2017 16:06

Hi

I have EU/UK breakdown cover for my car via the manufacturer, it comes with the car when it is serviced and is with the RAC. 

I have personal holiday insurance with a high street bank and they add in EU/UK car breakdown cover again the RAC and

my car insurance company add in breakdown cover for free...however

In order to have the the caravan insured UK/abroad e.g. for repair/recovery I have to take out separate insurance

So I have 3 covers for the car but need to pay an extra £200 for the caravan.

I wondered is there a way or a one stop shop to cover all my needs, UK and abroad as even the club require 2 policies.

Wildwood replied on 08/01/2017 16:18

Posted on 08/01/2017 16:18

A caravan only policy would help a lot of people although I think you can add a caravan to an RAC cover so I would ring them. Check out the size limits though.

eurortraveller replied on 08/01/2017 16:46

Posted on 08/01/2017 16:46

Alan, Ask your two existing breakdown insurers for your car if you can add on caravan breakdown insurance at cost

Failing that take out a freestanding breakdown insurance for the caravan independent of the existing ones for the car. Eurobreakdown.com offers that sort of policy via Allianz and no doubt Google will tell you of others.

DavidKlyne replied on 08/01/2017 16:51

Posted on 08/01/2017 16:51

As Wildwood says check to see if you can get the caravan added to the policy for which, no doubt, there would be an addition fee. However I would also check all the small print of the policies to actually check what you are covered for. Some breakdown policies have a size limit. Also what happens to the car and caravan if you or one of your party are taken ill  will the unit be repatriated in those circumstances. Its these sorts of worries that make a lot of us take out Red Pennant.

David

commeyras replied on 08/01/2017 17:28

Posted on 08/01/2017 17:28

I am like you.  My cover, which came with the car, runs out in a few weeks.  I am going to take out the ADAC cover which will give all you need at a very reasonable cost.

Wherenext replied on 08/01/2017 18:41

Posted on 08/01/2017 18:41

ADAC is  indeed excellent and will, so I believe, cover your caravan when not attached to the car although I've not seen this in their actual wording. It seems to be implied

We faced this problem last year. Now solved. UK breakdown covered by banks agreement with LV=. This includes Abroad for both car and 'van, even when detached. If Accidental Damage occured to'van then Saga Insurance would cover in UK and Abroad AND repatriate 'van, something CC caravan insurance doesn't do (repatriation that is).

 

Wherenext replied on 08/01/2017 18:44

Posted on 08/01/2017 18:44

One thing to remember about ADAC cover iiis that if you wish to leave at renewal date then you must give them 3 months notice othrwise you'll be stuck with paying for another year.

commeyras replied on 09/01/2017 15:19

Posted on 09/01/2017 15:19

ADAC covers the individual not the car.  Dianne is our 'expert' on this; if you look at her 'Joys of European Caravanning' it's all there. (Sorry can't do the link!)

alann replied on 10/01/2017 08:57

Posted on 10/01/2017 08:57

Thank you for your ideas and thoughts, that has given me some investigations to do and will look up Dianne link in the 'Joys' link, thanks to all

 

Alan

DianneT replied on 10/01/2017 20:30

Posted on 10/01/2017 20:30

Thanks Tinwheeler  alann I can give you all the details for joining but it is listed on the ADAC Page on my website link.

We have been with ADAC for over 10 years now used them 3 times once in the UK.  Price is same for all at two Levels Plus Single Person €84 or Partner Plus €109 for a year.  I can send you the details in English of all the cover if you email me dvt1402@{hotmail.co.uk with your address.

Any more info please ask will be pleased to help.

DianneT 

 

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