Breakdown UK/abroad etc

Timwheeler.  How do you do the link?

 Hi Dianne

Thank you, I looked on their website but it said residence had to be in Germany, which threw me a bit!I will email you with my details, thank you

Alan

Hi Alan, so if you sign up with ADAC you will then have four U.K. Breakdown insurances all in force at once? Belt and braces ! 

Alan.  Not sure that is right.  The book which Dianne will send says that 'anyone can take out ADAC Plus membership' which is what you would have to take out.  There is no mention of residency - unless you have seen it somewhere?

Another option?

We have Ford European breakdown cover ("free" with the service) and we'd use this if it were only a car breakdown. Cover is supposedly provided when towing but I suspect that is for the car and towing the caravan to a safe place, not breakdown of caravan?)

I'd use this if we were away for the day or as a backup to...

Our main cover package via Safeguard. This is a European caravan insurance AND bolt on, CARAVAN based breakdown policy (£65 via AA) which also covers the outfit.

I have never been able to sort out the "away for the day" or "caravan not attached to car"  conundrum (I would appreciate any member having feedback on this aspect!)  despite verbal assurances that companies "wouldn't see us stuck"

No policy wording is written in caravan friendly terms IMHO.

So the package we have feels right and comes at a reasonable total cost for us.

Hi DougS.

I emailed LV= about cover for caravan if detached from car and car suffering breakdown which needed repatriation either in the UK or abroad. They emailed back saying they would bring the caravan back as well in those circumstances.

No you do not have to reside in Germany there are thousands of UK Members.  To be honest it is the only Breakdown Cover you need covering all of Europe and the UK. There is limited cover worldwide too incl. USA.  ADAC is the 2nd largest Breakdown Organisation in the World AAA of the USA being the largest.

DianneT

That info sounds positive for LV= as an option.

Thanks for posting.

Did they confirm that they cover caravan breakdowns?

Yes, Doug they did. We get it as part of the bank account we have.

Whatever you do, do not get cover for your van with Allianz. i was covered by them when travelling abroad, and when we broke down it took 6 weeks to get the car and caravan back to England. They arranged for a hire car to get us home including our dog, but failed to tell us you are unable to take a hire car back across the Channel. When i found this out i contacted Allianz and was told, 'That's OK' said the help desk, 'you can leave the car in France and return home as a foot passenger'. 'What about the dog'. 'That's OK i took my dog on the Calais Dover ferry last week as a foot passenger' my response is unprintable, but we were left to our own devices and i had to illegally drive the car back into England. So steer clear of this company. As a post script, i got in touch with the insurance ombudsman, and received a payment from Allianz.