Cycle and E-bike Insurance

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Cycle and E-bike Insurance

Members get 12 months for the price of 11

Cycle and E-bike Insurance that gives you more

We've partnered with Bikmo to offer enhanced cover - designed for those who take their bikes away when touring. It covers you against a financial loss if your bike, e-bike or kit is stolen or damaged anywhere in the world. Plus there are a number of other great benefits - like cover to get you back home (or to your holiday accommodation) if you hit some bad luck.

 

Service you can trust

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Enhanced cover

Covers bikes in locked vehicles and caravans, on bike racks and locked to a caravan or trailer (subject to Bikmo's locking requirements)

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Discounts for e-bikes and multi-bike owners

Get a discount of 25% off premiums when covering an e-bike, and a 50% discount on all but your highest-value bike, when you cover more than one bike on the same policy

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Members get 12 months for the price of 11

Applied as an 8.33% discount (subject to a minimum premium of £3.73 a month) and policy wordings apply

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Pay monthly at no extra cost

0% interest charge on monthly payments. No extra cost to pay for cover over 12 months

Why choose cycle-specific insurance?

Adding bikes to your home insurance can be appealing, as it’s often cheaper than taking out cycle-specific insurance. But it's worth checking your home insurance policy actually provides all the cover you need for your beloved bikes.

Here are 5 reasons why home insurance can fall short for riders:

  1. Your premium will usually increase when making a claim.
  2. Home insurance excesses can mean it’s not worth claiming for your losses.
  3. Public liability and personal accident cover might not be included.
  4. The maximum bike value that can be insured is sometimes as low as £500.
  5. Some home insurance cover excludes theft of, and damage to, your bike away from home.
Two bicycles, parked next to the beach, with green grass and blue sea in the distance

What's included in Bikmo's cycle and e-bike cover:

  • Theft cover.
  • Accidental damage optin (available on Go and Plus).
  • 365 days' worldwide cover, for when you take your bike abroad.
  • Returning home cover and emergency bike hire.
  • Public liability and Personal Accident cover options (available on Clik and Plus). 
  • Clothing, headgear and accessories.
  • Family and friends cover.
  • Interest free - no fees for monthly payments.

Frequently asked questions

 

 

See more FAQs

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*Subject to Bikmo's locking requirements. Enhanced cover benefits: available to all members and non-members; available when purchasing a Bikmo policy via https://www.caravanclub.co.uk; enhanced cover benefits will be applied as endorsements and shown on your schedule.

**12 months for the price of 11 is applied at a 8.33% discount.

Bikmo cycle insurance is provided by Bikmo Limited, Glendale House, Sandycroft Industrial Estate, Flintshire CH5 2QP, who are authorised and regulated by the Financial Conduct Authority ref. 745230

Underwritten by Hiscox.