Which insurance ?
11 replies
eurortraveller replied on 06/09/2018 09:04
Tinwheeler replied on 06/09/2018 09:18
Cornersteady replied on 06/09/2018 09:34
Posted on 06/09/2018 09:18 by TinwheelerHave you checked out the club’s own insurance?
richardandros replied on 06/09/2018 12:14
Posted on 06/09/2018 12:14
I use Saga - which are Defaqto 5* rated and, by all accounts, seem to have a good reputation for settling claims. They were considerably cheaper than this Club, albeit that European cover is an extra with Saga - otherwise, level of cover seems to be very similar.
DougS replied on 06/09/2018 13:17
Posted on 06/09/2018 13:17
If you'll want breakdown, factor that in to the package and if you want UK AND Europe cover (and CARAVAN based rather than car with caravan attached) try Safeguard (I always say this as it is still the best package for our needs at a fair price but if you aren't bothered about that sort of deal then that is down to you) Current renewal total was £200 for 2011 market value Sterling Europa 550 single axle and breakdown (£65, not available without their caravan cover)
Confused,com search will generate a list of possibles but, of late, they seem to be adding larger and larger excesses (which can be reduced and the premium is then re-calculated)
You'll need to tell your car insurance company about towbar fitting and any EU travel just in case they are interested (some state they don't need to know but better safe than sorry?)
Wherenext replied on 06/09/2018 14:45
Posted on 06/09/2018 12:14 by richardandrosI use Saga - which are Defaqto 5* rated and, by all accounts, seem to have a good reputation for settling claims. They were considerably cheaper than this Club, albeit that European cover is an extra with Saga - otherwise, level of cover seems to be very similar.
Posted on 06/09/2018 14:45
We also use Saga. It's worth pointing out that their cover does indeed exclude Europe but I look at it as the CMC cover including it whether you need it or not. There are plenty of people who have this cover and never venture abroad. We tend to need it most years and Saga will add the cover, about £100 per annum, but on a pro-rata basis jntil your next renewal date.
In addition their Accidental Damage cover includes repatriation costs from Europe if the caravan is damaged whilst detached from the towing vehicle. When we left the CMC cover a couple of years ago repatriation costs were excluded and expected to be pickdd up taking out, what was for our circumstances, an expensive Red Pennant policy.
It really boils down to what you want from the insurance. If you do not intend to travel abroad then check out both this clubs insurance and the Camping and Caravanning Clubs (no need to be a member to qualify).
Mitsi Fendt replied on 06/09/2018 16:06
SELL replied on 06/09/2018 23:11
Cornersteady replied on 07/09/2018 12:19
Wildwood replied on 09/09/2018 14:08
Posted on 09/09/2018 14:08
Any policy you buy should have DEFACTO five star cover. If it has not then it is short somewhere. If the information is not there assume they do not have it.
The clubs insurance is probably the best but can be expensive for some. SAGA, Caravan Guard and NFU Mutual are also worth a look.
I would not buy on price alone, despite what some people say all insurers are not the same.
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Alvinanddebs
Caravanner