Shopping around for Insurance

Works the opposite way round if you have new for old insurance, you have to up the price to the price of a new van or they will only pay out what you insured for.

Cannot fault Saga , been with them for years on a new for old policy that beats everyone else hands down .👍

http://www.glassbusiness.co.uk/products-and-services/price-trade-used-vehicles/glassguide-valuations/glassguide-car-price-guide/

I use and like SAGA as well they do have a habit like all insurers of hiking the price up each year more than is fair so a bit of negotiating is sometimes necessary.

And why I stopped using them for our cars. I got tired of the ritual.

The Caravan and Motorhome Club caravan insurance may not be the cheapest, but I have found them excellent when it comes to making a claim.  I have heard folk who have had problems in claiming from various insurance companies, but when we had to make a claim when a van of ours was stolen, they dealt with the claim sensitively, efficiently and very fairly.  They may not be the cheapest, but I wouldn't use anyone else.  Just my personal experience.

David 

I started using them but when we changed our van I got a quote from the C&CC for the same new for old cover and changed to them. 

We did too, the price hikes with Saga were ridiculous. We now insure several things together at a reduced rate with another insurer. However we use the club for the van as the rates are good.

When I cancelled the insurance at the end of probably 5 years with Saga I phoned up before receiving renewals and informed them that I would not be renewing either policy and to send me full no claims details for my records.

Had we received our renewal figures yet?

No.

Did I wish to know what they were?

Go on then I'm game for a laugh.

£........................................................

Yep now I am reminded of why I am cancelling.

Did I wish to speak to a customer relations person (or whatever they are called)

No thanks!

I get fed up with insurers continually trying it on. Trouble is they all seem as bad as one another. So you move your business because you get fed up and then the new insurer does the self same thing.  

Recently renewed our car insurances with Churchill, renewal quotes were ridiculous. Phoned up and wife's was reduced by £100 mine by £160. That brought them into line with other providers. In any other type of business, doing that sort of thing would be considered extortion.

I did consider moving my business to teach  them a lesson, but that is more work for me, so decided to take the easy option. Oh there excuse for the ridiculous figures " they are computer generated" perhaps it just thinks of a number and doubles it.😂

So far with the CAMC caravan insurance we have be OK with the renewal quotes.