Insurance renewal advice please

rdchair replied on 24/12/2015 10:17

Posted on 24/12/2015 10:17

Hi all , we have nearly completed our first year of caravanning and what a brilliant time we have had. 23 different trips so far this year, 3 miles away to 300 miles away, 1 nighters to 18.

 Anyway, we have just had a CC insurance renewal notice of £145.45 .

A quick search came up with £77 from uk caravan sure without legal ,breakdown or europe cover,or £81 with europe cover.

lifesure freedom +caravaninsurance came in next at £101 including breakdown and euro cover.

I understand that I need to check like for like, I have also checked and my car cover covers breakdown while on the road.

 just wondered from the more experienced out there, do you shop around, do the club price match, does anyone use these other companies etc.

I am sure this has been a well debated topic so if anyone can link me to it it would be apreciated. Regards

Dom

Wildwood replied on 24/11/2016 19:16

Posted on 24/11/2016 19:16

We have used Saga and previously found them too expensive to bother with but not now, Also the fact that you dont have to press options 1-10 is great you just actually get to speak to a human straight away. Had a motorhome now switched to a caravan and got a good refund from remaining policy too. Worth a try

SGA have a good reputation but I understand they use post codes as part of their calculation which makes their charges vary from area to area so their premiums will look high to some and cheaper for others.

Gardenbuddies replied on 05/12/2016 13:55

Posted on 05/12/2016 13:55

Hi caravan Buddies and motorhome.

I have to inform you all that the caravan insurance though Devitt insurnace is not as it seems!!!!!

I was qouted by them and i phoned them to asked some questions I  told them what my qoute was with aviva and they , said

" IM SORRY WE CANT INSURE YOU NOW AS AVIVA WAS SO MUCH CHEAPER THEY WOULD HAVE TO CANCEL MY QOUTE" which thet did, soooooooooo guys alway check around before being let down by the cararan club insurance.  

Wildwood replied on 05/12/2016 20:08

Posted on 05/12/2016 20:08

Hi caravan Buddies and motorhome.

I have to inform you all that the caravan insurance though Devitt insurnace is not as it seems!!!!!

I was qouted by them and i phoned them to asked some questions I  told them what my qoute was with aviva and they , said

" IM SORRY WE CANT INSURE YOU NOW AS AVIVA WAS SO MUCH CHEAPER THEY WOULD HAVE TO CANCEL MY QOUTE" which thet did, soooooooooo guys alway check around before being let down by the cararan club insurance.  

Not sure what happened there but if you went back on the internet the quote could be reinstated. I can only assume the Aviva quote was so much cheaper that the rep thought there was no point in taking it further but even so they should ask if you were still interested. Frankly I think you got someone not fully into the work as it just does not make sense otherwise.

Mugsy replied on 13/08/2018 20:47

Posted on 13/08/2018 20:47

I would also say check Devitt's fully before renewing.

We renewed our policy this year but later found the charge to our credit card was more than the total cost (shown on the renewal documents). 

It appears there are hidden charges, in our case a £12.50 renewal fee and £29 for legal protection, even though we had protection last year and had (foolishly it seems) assumed it would have been automatically included in this year's total cost.

Very disappointed with the hidden renewal fee, so we will certainly be looking elsewhere next year.

 

 

 

 

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