Caravan Breakdown

Vicky

I think this is a dilemma that affects a lot of people. Does the car breakdown not cover the caravan if the problem is the car and the caravan is attached to the car at the time of the problem? Have you tried to see if the car cover can be extended to cover the caravan at an additional fee? I expect the only two products that are fully comprehensive are the offerings by both clubs. Mayday  would be the easiest option but at a cost.

David

Sometimes your Caravan Insurer will have an optional extension to include breakdown cover. Try them, otherwise it looks like you'll have to have two lots of cover on the car in order to get the caravan cover. As David has said many members have the same problem (My car provider gives me UK and European cover, my bank provide UK and European cover for both car and caravan and before I cancelled ADAC they also provided cover for both car and van!)

The car insurance does cover the car and if its towing will cover the caravan.  My concern was that if there is a problem with the actual caravan the car breakdown policy will not cover it. 

The caravan we have purchased is only two years old and has been regularly serviced, we are capable of changing the wheel and have a spare.....i'm not sure if i am worrying about nothing?

I will call the car breakdown people and ask if i can pay extra to cover the caravan, if not i will try Mayday and the insurance company as you both recommended.

Thanks 

Well I have AA cover with my bank account and RAC cover with my car insurers but I wouldn't be without Mayday. They have always been great when I've needed their help.

Vicky. As you already have car breakdown cover then a possibility would be stand alone Caravan breakdown insurance with Lifesure for £15 a year. 

EuroT

I always thought this was an add on to the caravan insurance policy. Can you buy stand alone?

I was told on another forum that it's £10 as an add on to Caravan insurance and £15 as a stand alone. I am just the messenger !  

I have my car covered for breakdown with the Ford warranty scheme but I have also taken out Mayday with the CC as this covers the caravan as well. It only (?) costs £70 per year for peace of mind. I then also take out Red Pennant for when we go to France.

I had same problem, but when i took out new for old caravan insurance, there was an option to add car and caravan breakdown , recovery and homestart for £75, so i took that. Not worth worrying about for £75 IMO.

Vicky - your manufacturer may use one of the national breakdown people - if so they may add the caravan for a reasonable sum.  I have done this with the  Skoda who used RAC and I added on the Caravan with them.  And they did rescue me to my son's complete with car caravan and two dogs - when I had an accident and couldn't drive (but don't expect this cover without checking they still do it).  If you are solo its quite important - or if one of a couple can't tow.