Caravan Breakdown cover

Geoff3 replied on 14/01/2017 23:21

Posted on 14/01/2017 23:21

Retiring in March we have decided to retake up caravanning, One issue I can't seem to resolve is regarding caravan breakdown assistance. The car is fully covered but only relates to faults with the car though they will include the caravan in recovery. I also have caravan insurance but has nothing to do with roadside assistance. For example, if the caravan were to suffer a flat tyre would i need to find my own breakdown service or local garage to fit the replacement wheel? I do feel I'm missing an obvious answer here!

Greygit replied on 15/01/2017 06:11

Posted on 15/01/2017 06:11

Are you after brownie points there?wink

As we go abroad for four months at a time the only one I could find offering cover for that length of time was Saga.

allanandjean replied on 15/01/2017 07:39

Posted on 15/01/2017 07:39

Hi Geoff, There are many factors to consider, not least will you be going overseas. A year ago I needed to get breakdown cover for U.K. and Europe and spent several days looking into the cover available. I used comparison websites and Google searches along with info from CT etc to draw up a shortlist.

The list of about 10-12 was soon reduced to just two. The reasons varied, some turned out that despite stating that they did offer cover on the comparison sites, when you went to them direct they didn't. 

Other reasons were not offering 'double cover' ,where they take you to your destination and then back home, but the main reasons were that they did not cover vans over 7M, mine is 7.3, or that the caravan was only covered IF attached to the car. Like you I had been covered for the car by the manufacturer warranty but that cover had expired. Doing this exercise showed me that whilst I thought I was covered the reality is that only two policies, in regard to use in Europe, would recover both car and caravan when they were not together. 

This issue was debated at length on CT but many posts seemed to be based on assumption which I was not inclined to accept at face value so I contacted all those on the shortlist and that is where the problems were identified with one or two even stating that recovery would be at the discretion of the recovery driver.

In the end it was either Red Pennant PLUS cover in the UK or my choice of Safeguard. The issue for many with Safeguard is that you have to take it with their van insurance and at the same time, you can't add it later. That was no problem for us so we went for it and this week Inused the cover, provided by the AA after getting two punctures.

EmilysDad replied on 15/01/2017 09:16

Posted on 15/01/2017 06:11 by Greygit

Are you after brownie points there?wink

As we go abroad for four months at a time the only one I could find offering cover for that length of time was Saga.

Posted on 15/01/2017 09:16

Looks like it innocent

 ..... more like a sh1te web site sealed

Metheven replied on 15/01/2017 10:03

Posted on 15/01/2017 10:03

Mayday Greenflag for the UK through the CC, we have the 'premium' cover for both cars solo or with caravan, breakdown on the doorstep or on the road.

Red Pennant although dearer than most, covers every which way for overseas touring, peace of mind.

When my car was in manufacturers warranty I had a 3 year breakdown cover, but it was very limited when towing if something went amiss with the van. So I had a choice of calling Landrover Assist or Mayday Greenflag depending on the fault, luckily I never had to use it.

indoors replied on 15/01/2017 10:13

Posted on 15/01/2017 10:13

Now in UK after seven years in France, I still use ADAC, a German company and the second biggest recovery business in the world, the AA of America being the largest. ADAC have assisted me three times now, twice in France ( both times with caravan in tow ) and once in the UK, the AA are their UK partners.

The best part for me is it is the member that is covered, so any car I am in ( even a friends ) it's covered.

Happy caravanning.

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