What are you all up to

Oneputt replied on 13/12/2016 07:57

Posted on 13/12/2016 07:57

Got back from Fisher Field yesterday after a great weekend away.  Downside is van is filthy bit that will have to wait, more important jollities to enjoytongue-out House more or less decorated although not bothering with outside

peedee replied on 04/11/2023 13:47

Posted on 04/11/2023 13:47

I had solar panels installed on both my south and west facing roofs with storage battery. I am hoping 9 months of the year we will be self sufficient and while we are away we will collect money from selling the surplus back to the grid. Every little helps.

peedee

richardandros replied on 04/11/2023 15:38

Posted on 04/11/2023 11:00 by InaD

We rang NFU this morning for a quote - they were £250 more expensive than the quote from our existing insurer, and that was 82% more than last year! 

Just shows that insurance varies wildly and all depends on each individual's details. 

So, we'll carry on getting quotes, something to occupy us on a rainy day wink

Posted on 04/11/2023 15:38

I mentioned this some time ago InaD.  Both our cars are insured with NFU and I had a cracked windscreen a couple of months ago. Phone call to our local NFU office - put through straightaway to Nationwide Glass who attended at our camp site at 0800 the following morning and replaced the windscreen within the hour.( I could have been waiting for up to a week for the other lot to turn up!) All I had to do was pay the £50 excess over the phone to NG - and that was it.  No forms to fill in - no hassle - couldn't have been easier.

The guy from NG was telling me that NFU customers get priority because NFU are a big contract for them and they get paid within a couple of days.  He did mention another very well known internet insurer who are dreadful at paying and it often takes them months to get their money.

So - it's not just about how much the premium is.

 

 

Rufs replied on 04/11/2023 16:37

Posted on 04/11/2023 13:47 by peedee

I had solar panels installed on both my south and west facing roofs with storage battery. I am hoping 9 months of the year we will be self sufficient and while we are away we will collect money from selling the surplus back to the grid. Every little helps.

peedee

Posted on 04/11/2023 16:37

Yup we put solar panels on our East and West roofs, unfortunately nothing south facing suitable, did this 10 years ago, no battery but probably the best investment we have made, be interesting to see how you get on during the winter months, we are only generating on average 4kw per day just now and we are using most of that during the day so not sure how we would charge a battery if we had one, during the summer months we generate average 25kw so a big differance.

The way our contract runs it does not matter whether we are home or not we get paid on how much we generate and i give our supplier a meter reading every 3 months from this they make a percentage  assessment on how much we put back into the grid and pay us additionally for this, but they have no way today of metering how much we push back into the grid.

Oneputt replied on 04/11/2023 16:55

Posted on 04/11/2023 16:37 by Rufs

Yup we put solar panels on our East and West roofs, unfortunately nothing south facing suitable, did this 10 years ago, no battery but probably the best investment we have made, be interesting to see how you get on during the winter months, we are only generating on average 4kw per day just now and we are using most of that during the day so not sure how we would charge a battery if we had one, during the summer months we generate average 25kw so a big differance.

The way our contract runs it does not matter whether we are home or not we get paid on how much we generate and i give our supplier a meter reading every 3 months from this they make a percentage  assessment on how much we put back into the grid and pay us additionally for this, but they have no way today of metering how much we push back into the grid.

Posted on 04/11/2023 16:55

Same with us we have 15 panels on 2 south facing roofs and our average annual return is £1800 tax free

DavidKlyne replied on 04/11/2023 16:56

Posted on 04/11/2023 13:47 by peedee

I had solar panels installed on both my south and west facing roofs with storage battery. I am hoping 9 months of the year we will be self sufficient and while we are away we will collect money from selling the surplus back to the grid. Every little helps.

peedee

Posted on 04/11/2023 16:56

I have often thought about solar panels but I am not convinced at our age we would get the investment back? Probably should have done it back in 2008 when FIT payments were introduced by Gordon Brown and were at their most generous. I understand the price of panels has fallen since but probably risen again due to the Ukraine invasion. 

Whilst the general energy subsidies are not as generous as last years us pensioners are still getting £500 between us which for us probably pays for a month and a half at peak use time so not to be sniffed at. Unfortunately still a long way from the time when energy bills were around a £1000 a year!

David

Rufs replied on 04/11/2023 17:01

Posted on 04/11/2023 16:55 by Oneputt

Same with us we have 15 panels on 2 south facing roofs and our average annual return is £1800 tax free

Posted on 04/11/2023 17:01

Wow!!! you must be on one of the early contracts that pays out a lot of money per kw, we are currently only getting approx 18p per kw, but i know early contracts were in the region of 50p per kw, we get a return of approx £800, our bungalow is south facing but the apex is west/east we have 16 panels but it works ok.

KjellNN replied on 04/11/2023 19:13

Posted on 04/11/2023 19:13

I think we probably fitted ours when the FIT was at its highest, in  late 2011, I think, after that it started falling.  Prices of panels were also high then.  Break even time was 11 years, so we are in profit now.

 These days we get about 70p per kWh when the 50% deemed export is included.  Trying to work out whether it would be better to move to actual export now we have a smart meter.  I think our FIT payments in the last 12 months came to well over £2k.

 Being over 80 now, I will get £350 winter fuel and OH gets £250, so £600 total due to the pensioner payments.  That plus our FIT payment should hopefully cover the fuel bills.

KjellNN replied on 04/11/2023 20:10

Posted on 04/11/2023 12:01 by SteveL

To be honest it’s hard to see what controls the cost of car insurance currently, other than existing insurers trying it on, in the hope you won’t notice and it will automatically renew. Mine and the OH’s car insurance come up for renewal in October and November.  They were both with Churchill and have been for quite a few years. So far we have been happy to let the renewal go through. This year  although we haven't claimed and nothing else has changed, apart from we are now 71 instead of 70, both increased by 35%. As a result I switched both to Tesco and we are paying substantially less than we did last year. It could be just to get our business and it will leap up next year, or might be that since I put the club card in to get a discount, they know how much we spend with them and hope for that to continue. Either way I was very pleased and if it leaps up next year, perhaps Churchill will offer a good deal to get us back.

Posted on 04/11/2023 20:10

It gets  a lot worse when you hit 80 Steve!!    Some companies will not even quote for an over 80.

We were with NFU way back, for a couple of years, but the renewal suddenly shot up, so we reluctantly went elsewhere.

Cars are up for renewal late October, plus one road tax ,and one service,  house is 1st January, plus the other road tax, and caravan in mid March, plus service, other car service is late August, so little respite from  major bills any time of year!

More or less completed the new socket installation for DD today, just need to tidy up some of the wiring done before she bought the house.  Really filthy under the floor there, but at least there is good headroom.  The other, newer, end of the house is much cleaner under the floor, but much less headroom.

Callum got all dressed up in his overalls when he got back from a friends birthday party, and insisted on exploring under the floor with Mummy, so he was pretty filthy when he emerged.

  Mummy has discovered that lots of her pipes under there are not insulated, and neither is a lot of the floor, so she is keen to remedy that.  There is a lot of junk under there too, looks like the remains of an old warm air heating system.  Plus lots of redundant pipes and wiring........quite a mess!

nelliethehooker replied on 04/11/2023 21:39

Posted on 04/11/2023 08:50 by Goldie146

Thank you- and thanks to WN. I’m not sure what we will do and will probably decide after Christmas. I rushed to book tickets (front row both nights) knowing that I can sort out travel (or not) later. We go to a lot of gigs there as it’s only 40/45 minutes from home. It’s a wonderful old theatre with amazing friendly staff and volunteers.

Posted on 04/11/2023 21:39

Just a couple of points about the CL should you choose to stop here, Goldie.

The Wi-Fi is free and very good, at least as far a pitch 3, half way across the site from the arial. The drinking water is below the site by the track into the site and so it is an uphill pull of about  75 m to get the pitch we are on.

nelliethehooker replied on 04/11/2023 21:50

Posted on 04/11/2023 21:50

Not quite  as fine as it was forecasted yesterday but thankfully we had very little rain. After doing a round of washing we drove up west side of the R Ribble as far as Helwith Bridge where we had a walk up Long Lane towards Pen-y-Ghent. After lunch we had a further short walk at Langcliffe.

Today's photo is of a footbridge over Rathmell Beck, a short walk from the site.

near Malvern Hills Club Campsite Member photo by Andrew Cole

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