Security on New Cards

Nearly  got  caught  out  by  the  change  to  "Contactless"  Mastercard.  The  Direct  Debit  I  had  allocated  to  it  some  time  back  {  My  motor  insurance  actually }  would  have  failed  except  for  Devitts  E-mailing  me  urgently.

Apparently,  when  the  facilities  on  the  card  are  changed,  then  the  whole  card  number  is  changed  as  well.

So  I'm  waiting  on  here  for  a  few  more  "Failures"  to  be  notified 

 

Odd that, because when I phoned up to change one a bit back, they told me that yes they wanted the new number, but the old one would have been honoured for a direct debit, as the bank linked them. Clearly if it was a totally new card, not just a replacement,  this would not have been the case. I have no idea how long this link lasts.

Nothing  is  either  "Simple"  nor  even  "Constant"  in  the  functioning  of  our  beloved  Banks,  Steve and   "Logical "  ?? now   that  would  be  a  hell  of  a  shock  to  my  system  !!

Even the contactless card wont always work on every occasion, theyr'e usage is set up to sometimes ask for a pin input as an extra security measure.

I don't like or want the "Contactless" facility and as cards come up for renewal I am asking the bank for my new cards not to have the facility.  If I lost my card, (which I did once), and I didn't realize the finder could go round a few shops and within a very short space of time get a lot of my money or goods and I would have to prove it wasn't me.  So it's not for me. 

I don't like or want the "Contactless" facility and as cards come up for renewal I am asking the bank for my new cards not to have the facility.  If I lost my card, (which I did once), and I didn't realize the finder could go round a few shops and within a very short space of time get a lot of my money or goods and I would have to prove it wasn't me.  So it's not for me. 

It is, at the moment, limited to a maximum of £90 (3 X £30) per day. This  is per card account, two cards on the same account being limited to the £90 total. Still a fair bit though, if you did not notice for a few days.

I feel I might forget my PIN if I use contactless too often!  But it does make small things faster to do.  Thanks for the tip on the limit - losing a card is worrying enough. 

My feelings are that it doesn't take many seconds to tap in my PIN, and it could make it harder if a person finding my card was not honest. Perhaps I am a bit of a dinosaur and reluctant to embrace this technology. I wasn't aware of the 3x30 limit

I must admit I like it for the opposite reason, in that I don't have to tap my pin in a crowded location, such as a coffee shop.

A superfluous function, IMHO. 

Another thing to get us going more quickly in this frenetic world of ours, oh for the casual way of life.