Saving tips and Finances

Think equity release is best if you are older, and with no dependants. One woman did it so she could help her son on the property ladder, then she was saying that there would be nothing left to give him when she dies, as far as I can see you cant have it both ways.

Certainly not something to go into lightly. I remember somebody on CT was asking about it.

And remember you have to own a house to participate

Not something I would do under any circumstance, I don't know what sort of interest would have to be paid but compounded it will be substantial especially if you live to a ripe old age.

That was me, i have been looking in to it as a possibility , I have spoken to a chap from Aviva , and there was no hard sell ,and they want you to have other family members with you when they discus options , the interest on the equity is fixed for the term of the loan , if you have no dependants ,then its worth a look 

I would have thought that if one needed money and had no dependents it might be an option. Then the only consideration might be if you wanted to sell up and downsize, although that is perhaps not a problem - no idea

Thought it was but not sure, I did think of you as I watched it yesterday morning. One woman was happy, one was not, I suppose like everything involving money you have to look into it carefully, and into the company involved.

I've had reminders recently from www.ukpower.co.uk I used them to switch power providers last year. It was very easy to do and I'm coming up for a renewal on the one I chose. I saved a lot of money but will switch again if needed.

We are with ovo energy have been for 3 years and quite happy with them.  Each time deal ends I do always check to see if there is a better deal.

We're with greenstar but it looks like I might get another £70 off with another green company based in Italy. Will wait till the actual renewal dates as I have a £60 early exit fee at present. However I've been pleased with the rates and communications although it's very easy to swap.

edit

I'm not specifically choosing "green" companies but these are the ones offering better rates for our circumstances.

What are "green companies"?

Here's the blurb for greenstar Cariadon, the others are similar.

see here