PPI claim is it worth it

I am thinking the same especially with the deadline set now, I was chatting to someone at work about it and he went ahead with it and got £2K

Apparently there is no need to use a third party. If you had PPI you simply contact the provider and they are obliged to sort it. 

If you know you have paid for such a policy then you have nothing to lose and everything to gain. I don't know whether I was foolish or wise but personally I never ever entered into one of those agreements. 

David

I know perfectly well that I have never, ever, had PPI in any form or guise.

It's not fair that I cannot claim, because I still have to suffer the endless cold calls

Just get the cold calling company to take your case? and string them along,

It works on here at times

I think the point of the claim is that you were signed up without knowing or needing the policy 

My point is that how do you know you weren't sold it in the first place ,if you have had a mortgage they could have sold it to you with knowing it

I never took it (PPI) out on principal but after someone at work with the same claim got a few thousand back I contacted one of these firms a few years ago, gave them the necessary details and received over £4000 back. I really do not understand how, when I questioned it with the firm they said something about the interest rates I was on were higher than they should have been (At the time they seemed quite in line with other lenders)  - a sort of built in PPI? After the first 'are you sure' I took the money.  

If you think you may be owed money it is a last chance to claim. You'll get a good repayment back due to added interest. Claim it yourself, the forms are easily available. Don't be fobbed off if you really know you are owed money, contact the financial ombudsman to mediate. PPI took many shapes, business and personal loans as well as mortgage lending etc.

Just found the form online ,going to fill it in and send it to my bank it's only the price of a stamp .The computer can only say no !!!!